EZ Loan
(Product Review)

1.99%

Monthly Interest Rate

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Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Product Review

EZ Loan is a licensed moneylender in Singapore, renowned for its quick and efficient financial solutions. They offer a variety of loan products including personal, payday, busines and debt consolidation loans. EZ Loan is committed to transparency and customer satisfaction, providing fast loan approvals and clear terms without hidden fees.

Their convenient online application process through Singpass ensures secure and efficient transactions. Additionally, EZ Loan offers flexible repayment plans, making their loans manageable and tailored to individual needs. With a focus on customer-centric service, EZ Loan stands out as a reliable option for those seeking financial assistance in Singapore.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

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Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

​Fortune Credit

Address

3.92%

5.0  

$1,060.58

Hup Hoe Credit

Address

3.92%

5.0  

$1,060.58

Vera Capital

Address

3.92%

4.6  

$1,060.58

Horison Credit

Address

3.92%

4.9  

$1,060.58

Orange Credit

Address

3.92%

5.0  

$1,060.58

1AP Credit

Address

3.92%

4.9  

$1,060.58

GS Credit

Address

3.92%

4.9  

$1,060.58

JR Credit

Address

3.92%

4.0  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

EZ Loan Application Requirements

To submit a loan application on EZ Loan, you must:

• Be at least 21 years old.
• Singapore Citizens, Permanent Residents and foreigners with valid employment passes are eligible.
• Provide identification documents
• Proof of income (recent payslips or bank statements) and employment verification.
• Complete the online application form via Singpass for secure and efficient processing.