| Lender | Annual Interest Rate | Effective Interest Rate | Processing Fee | Monthly Payment |
|---|---|---|---|---|
| Trust Bank | 1.56% | 3.00% | $0 | S$1,514 |
| Standard Chartered | 1.60% | 3.07% | $0 | S$1,517 |
| GXS | 1.60% | 3.00% | 1.35% of approved loan | S$1,514 |
| HSBC | 1.83% | 3.50% | $0 | S$1,535 |
| CIMB Bank | 1.86% | 3.56% | $0 | S$1,537 |
| OCBC Bank | 1.98% | 4.19% | 1.0% of approved loan | S$1,563 |
| DBS | 1.99% | 4.17% | $100 | S$1,563 |
| POSB | 1.99% | 4.17% | $100 | S$1,563 |
| Maybank | 2.86% | 5.24% | $200 | S$1,607 |
| Citibank | 3.45% | 6.50% | $0 | S$1,660 |
| OCBC Bank | 5.42% | 10.96% | $200 | S$1,846 |
A $50,000 loan can support significant purchases or projects, such as home repairs, new business ventures, or consolidating existing debts. Here’s how to apply successfully:
A $50,000 loan is a substantial financial responsibility and requires careful planning:
Think through how the $50,000 loan will help you reach specific financial goals, like launching a new venture, enhancing your living space, or managing debt smartly.
Different lenders offer varying interest rates and repayment options. Take time to compare so you can select the one that best suits your financial lifestyle.
Don’t overlook the contract details—ensure you’re aware of all fees, due dates, and any penalties that could apply during the repayment term.
With a larger loan like this, the repayment period might extend. Budget carefully to avoid pressure on your day-to-day expenses.
Make sure your $50,000 loan goes toward impactful financial decisions that enhance your future stability and reduce long-term risks.
This loan can help with major personal or professional goals—ranging from renovations to medical procedures and business growth.
Applicants should show proof of steady income, a solid credit history, and the ability to manage debt.
Usually, you’ll need ID, pay slips, bank records, and information on what you’ll use the loan for.
Most lenders provide responses in 1–7 business days. Some may offer same-day approvals.
You can still be eligible if your total debt remains within acceptable ratios and you meet the lender’s policies.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing
Excellent! ROSHI has found 11 that suit your criteria.
ROSHI Personal Loan
Limited Promotion
Limited Promotion
From 1.88%Monthly Interest Rate
24 MonthsLoan Tenure
$170 - $340Loan Amount
5 Minutes Loan Approval
10 Minutes Cash Disbursement
Up to 1% Cashback*
$20 Grocery Voucher*
GXS FlexiLoan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Trust Bank Instant Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
OCBC Extra Cash
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 and above
Citibank Quick Cash Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
HSBC Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Standard Chartered CashOne Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Maybank CreditAble Term Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
CIMB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 60 years old
POSB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
DBS Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old