MoneyPlus Capital Review

MoneyPlus Capital Review
(Product Review)

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Updated 05 Jan 2026

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Glossary

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Useful Resources

05 Jan 2026
|

Fact-checked

Disclosure

Glossary

Useful Resources

2.89%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Product Review

MoneyPlus Capital, established in 2014, is a licensed moneylender in Singapore dedicated to providing swift and tailored financial solutions. Recognizing that past financial challenges don’t define one’s future, they offer a range of loan products designed to assist clients in regaining financial stability. Their commitment to transparency, integrity and customer-centric service has positioned them as a trusted choice for personal loans, debt consolidation and more. With a streamlined application process and competitive interest rates, MoneyPlus Capital ensures that clients receive the support they need promptly and efficiently.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%


Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
More Filters
3%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,004.62
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
4.0  
$1,060.58
3.92%
4.9  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
4.7  
$1,060.58
3.92%
4.8  
$1,060.58
3.92%
4.4  
$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

MoneyPlus Capital Application Requirements

Applying for a loan with MoneyPlus Capital is straightforward. Applicants must meet the following criteria:

Eligibility Criteria:

  • Be at least 21 years old.​
  • Be a Singapore Citizen or Permanent Resident.​​
  • Have a stable income

Documents Required:

  • National Registration Identity Card (NRIC): Proof of identity.​​
  • Proof of Income: Latest 3 months’ payslips or income tax Notice of Assessment
  • Proof of Residence: Recent utility bill or tenancy agreement
  • For a seamless application, applicants can apply via the website, visit the office or use WhatsApp. Upon approval, funds can be collected instantly.

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

MoneyPlus Capital Highlights

  • Fast Loan Approval

    Receive approval within hours for urgent financial needs.​​

  • Flexible Loan Options

    Offers personal loans, payday loans, debt consolidation loans and more.​​

  • Competitive Rates

    Interest rates range from as low as 1% to a maximum of 4% per month.

  • Licensed Moneylender

    Fully accredited by Singapore’s Ministry of Law, ensuring adherence to strict regulations.​​

  • Customer-Centric Service

    Dedicated to understanding individual financial situations and providing tailored solutions.

Frequently Asked Questions

Is MoneyPlus Capital a licensed moneylender?

Yes, MoneyPlus Capital operates under the regulations set by the Ministry of Law in Singapore, ensuring transparent and ethical lending practices.

How soon can I get my loan approved?

Loan approvals are typically processed within hours, allowing you to access funds promptly for urgent needs.

What types of loans does MoneyPlus Capital offer?

They provide a variety of loans, including personal loans, payday loans, bad credit loans, fast urgent cash loans, debt consolidation loans, wedding loans, medical loans, travel loans and bridging loans.

What documents are required to apply for a loan?

Applicants need to provide their NRIC, proof of income (latest 3 months' payslips) and proof of residence (e.g., utility bill or tenancy agreement).

Are there any fees for early repayment?

MoneyPlus Capital allows early repayments without incurring penalties, offering flexibility to manage your loan effectively.

External Review

MoneyIQ