Sincere Moneylender Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Product Review

Sincere Moneylender is a licensed money lender in Singapore, dedicated to offering fast, reliable and flexible loan solutions to individuals and businesses. Whether you are handling unexpected medical expenses, planning a wedding or looking to consolidate debt, Sincere Moneylender provides a wide range of loan products with competitive interest rates and straightforward terms. Known for their customer-first approach, they prioritize a seamless loan process with minimal paperwork and fast approvals. Every borrower receives personalized assistance, ensuring that each loan fits their financial situation perfectly. With a transparent and hassle-free process, Sincere Moneylender has become a trusted choice among borrowers across Singapore.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

JNB Credit

Address

3.92%

4.9  

$1,060.58

Aero Credit

Address

3.92%

4.3  

$1,060.58

101 Credit

Address

3.92%

4.9  

$1,060.58

Hup Hoe Credit

Address

3.92%

5.0  

$1,060.58

Lending Bee

Address

3.92%

4.9  

$1,060.58

SKM Credit

Address

3.92%

4.4  

$1,060.58

Majestic Credit

Address

3.92%

4.5  

$1,060.58

Credit Culture

Address

3.92%

4.6  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

Sincere Moneylender Application Requirements

Applying for a loan with Sincere Moneylender is fast and convenient. To qualify, applicants must meet the following criteria:

Eligibility Criteria:

• Be at least 18 years old.
• Be currently employed.
• Be a Singapore Citizen, Permanent Resident or foreigner with a valid work pass.

Documents Required:

For Singapore Citizens and Permanent Residents:

• NRIC
• Latest 3 months’ payslips
• CPF Contribution Statement or Notice of Assessment (via SingPass)

For Foreigners:

• Valid Work Pass (e.g., S Pass, E Pass, Work Permit)
• Passport
• Latest 3 months’ payslips
• Proof of address (e.g., tenancy agreement or utility bill)