SG Credit Review
(Product Review)

3.92%

Monthly Interest Rate

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Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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SG Credit Product Review

SG Credits is a licensed broker agency dealing in personal loans, business loans, payday loans and loans for foreigners. The application is easy and straightforward, with fast approval for emergency financial situations. In addition, borrowers will also enjoy flexible repayment plans suited to their conditions. SG Credits prides itself on having transparent practices with no hidden fees charged, hence is a reputable choice for those seeking financial assistance in Singapore.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Monday, July 27th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.92%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

Quickloan

Address

3.92%

4.9  

$1,060.58

Orange Credit

Address

3.92%

5.0  

$1,060.58

1st Credit SG

Address

3.92%

5.0  

$1,060.58

Credit Culture

Address

3.92%

4.6  

$1,060.58

Raffles Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,060.58

A1 Credit

Address

3.92%

4.9  

$1,060.58

Goldstar Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,060.58

Bugis Credit

Address

3.92%

4.9  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 27 2026.

SG Credit Application Requirements

Applying for a loan at SG Credits is simple and accessible. Applicants need to meet the following criteria:

• Eligibility Criteria:
• Must be at least 21 years of age.
• Be a Singapore Citizen, Permanent Resident or valid Employment Pass holder.
• Be employed full-time or have a stable source of income.
• Possess a satisfactory credit history without bankruptcy records.

Documents Required:

For Singapore Citizens and Permanent Residents:

• NRIC (original)
• Last 3 months’ payslips
• CPF contribution statements or Income Tax Notice of Assessment

For Foreign Workers:

• Passport
• Valid Work Pass or Employment Pass
• Proof of residence (e.g., utility bills or tenancy agreements)
• Latest 3 months’ payslips