Prosper Credit Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Prosper Credit Product Review

Prosper Credit is a licensed moneylender with its head office located at Toa Payoh, Singapore. It offers fast and effective financial solutions. Professionalism, speed and customer satisfaction are what Prosper Credit stands for, with loan packages that fit various financial needs for personal, business or urgent expenses. Prosper Credit boasts competitive interest rates, flexible repayment terms and an application process with no hassle. It will ensure that borrowers of any financial background have a seamless experience. The customer-centric approach and dedication to transparency make it one of the favorites in central Singapore

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

1AP Credit

Address

3.92%

4.9  

$1,060.58

R2D Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,060.58

Dio Credit

Address

3.92%

5.0  

$1,060.58

JR Credit

Address

3.92%

4.0  

$1,060.58

UK Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,060.58

365 Credit Solutions

Address

3.92%

5.0  

$1,060.58

C

Creditmaster

Address

3.92%

5.0  

$1,060.58

Valuemax

Address

3.92%

4.6  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

Prosper Credit Application Requirements

To apply for a loan with Prosper Credit, applicants must meet the following criteria:

• Be at least 18 years old.
• Be a Singapore Citizen, Permanent Resident or foreigner with a valid work permit.

Documents Required:

For Employed Borrowers:

• NRIC (Identity Card)
• Last 3 months’ CPF contribution statements
• Proof of salaries credited to the bank account for the past 3 months

For Self-Employed Borrowers:

• NRIC (Identity Card)
• Last 2 years’ Notice of Assessment (NOA)
• Proof of income (e.g., bank statements, commission slips or income slips)

For Foreigners:

• Passport
• Valid work pass
• Proof of residence (e.g., utility bills, rental agreements)
• Proof of salaries credited to the bank account for the past 3 months