Alpha 8 Credit

Alpha 8 Review
(Product Review)

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Updated 05 Jan 2026

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Glossary

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Useful Resources

05 Jan 2026
|

Fact-checked

Disclosure

Glossary

Useful Resources

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Alpha 8 Product Review

Alpha 8 Pte Ltd is a licensed moneylender in Singapore, renowned for offering a wide range of loan products, including personal loans and business loans. Situated in Clementi, Alpha 8 ensures accessibility and convenience for clients seeking fast and reliable financial assistance. Known for their customer-centric approach, the company provides quick loan approvals, flexible repayment terms and personalized financial solutions. Whether you need funds for personal emergencies or business growth, Alpha 8 has the expertise and services to meet your needs.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%


Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
More Filters
Address
3.92%
4.8  
$1,060.58
3.92%
4.0  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
4.9  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
4.9  
$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

Alpha 8 Application Requirements

Eligibility Criteria:
To apply for a loan with Alpha 8 Pte Ltd, you must meet the following requirements:

  • Be at least 21 years old.
  • Be a Singapore Citizen, Permanent Resident or foreigner with a valid Work Pass.
  • Maintain stable employment or a consistent source of income.
  • Have no bankruptcy records and a clean credit history.

Documents Required:

To process your loan application efficiently, you’ll need to provide:

For Singapore Citizens / Permanent Residents:

  • NRIC (original)
  • Latest 3 months’ payslips or employment letter
  • CPF contribution statements or Income Tax Notice of Assessment

For Foreign Workers:

  • Passport
  • Valid Work Pass, S Pass or Employment Pass
  • Proof of residence (e.g., utility bills, tenancy agreements)
  • Latest 3 months’ payslips

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
    complete. Our advanced technology and expert loan specialists work together to match you with suitable options
    on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
    details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional
    information is required. Once we’ve verified your details, we’ll begin the process of matching you with
    appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to
    discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
    that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
    document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
    bank transfer.

Winz Credit Highlights

  • Quick Loan Approvals

    Applications are processed promptly, ensuring access to funds when needed.

  • Flexible Loan Terms

    Repayment plans are customized to fit your financial circumstances.

  • Variety of Loan Types

    Offers personal loans and business loans to meet diverse financial needs.

  • Transparent Practices

    No hidden charges; all terms are clearly communicated.

  • Convenient Location

    Situated in Clementi, providing easy access for clients across Singapore.

Frequently Asked Questions

Is Alpha 8 a licensed moneylender?

Yes, Alpha 8 Pte Ltd is a licensed moneylender regulated by the Ministry of Law in Singapore.

What types of loans does Alpha 8 provide?

Alpha 8 offers personal loans and business loans to cater to a variety of financial needs.

Are there any hidden charges?

No, Alpha 8 is committed to transparency, with no hidden fees or costs.

How flexible are the repayment terms?

Repayment plans are tailored to fit your financial situation and needs.