Max Credit Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Product Review

Max Credit is a licensed moneylender in Singapore, dedicated to providing swift and efficient financial solutions for both personal and business needs. With a strong commitment to customer satisfaction, Max Credit offers flexible loan options tailored to individual requirements. Their services encompass quick loan approvals, competitive interest rates and personalized assistance, making them a reliable choice for personal loans, business loans and more. Whether you’re facing unexpected expenses, planning a significant purchase or seeking debt consolidation, Max Credit ensures a seamless and secure borrowing experience.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

Soon Seng Credit

Address

3.92%

5.0  

$1,060.58

1 Fullerton Credit

Address

3.92%

5.0  

$1,060.58

ABI Credit

Address

3.92%

4.9  

$1,060.58

A1 Credit

Address

3.92%

4.9  

$1,060.58

118 Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

4.9  

$1,060.58

101 Credit

Address

3.92%

4.9  

$1,060.58

UK Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,060.58

Unlimited Finance

Address

3.92%

4.8  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

Their services encompass quick loan approvals, competitive interest rates, and personalized assistance, making them a reliable choice for personal loans, business loans, and more. Whether you’re facing unexpected expenses, planning a significant purchase, or seeking debt consolidation, Max Credit ensures a seamless and secure borrowing experience.

Max Credit Application Requirements

Applying for a loan at Max Credit is quick and convenient. To qualify, applicants must meet the following requirements:

Eligibility Criteria:

• Between 21 and 60 years of age.
• Singapore Citizen or Permanent Resident.
• Earning at least $1,667 per month.
• A guarantor may be required in certain circumstances.

Documents Required:

• NRIC.
• Proof of income (e.g., latest payslips or CPF contribution statements).
• Proof of residence (e.g., utility bill or tenancy agreement).
• Employment verification documents.