Monthly Interest Rate
Cashback Rewards
Price Beat Guarantee
Processing Fee
Monthly Income
Monthly Repayment
Apply NowBugis Credit is a top-rated licensed moneylender in Singapore, known for providing fast, reliable and transparent financial solutions. They offer a wide range of loan products, including personal, payday, foreigner, business, CPF and renovation loans. Bugis Credit boasts a quick approval process, often within 30 minutes and competitive interest rates.
Bugis Credit’s customer-centric approach is evident from numerous positive Google reviews and awards, such as the “Singapore Outstanding Enterprise Award” and recognition from Seedly, a popular financial blog. This commitment to customer satisfaction ensures a smooth and secure loan experience. Their 13-year track record reflects their commitment to providing efficient and trustworthy financial solutions.
Today’s moneylender interest rate trends in Singapore – As of Monday, July 27th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.92%
Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.
All lenders verified against Ministry of Law registry. Last updated: July 27 2026.
To apply for a loan through Bugis Credit, you need to:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform.
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Simple and efficient loan application process involving a quick online form, loan assessment, in-person verification and immediate fund disbursement.
Loan processing and approvals often completed within 30 minutes.
an
A variety of loan products tailored to meet different financial needs.
Transparent and affordable rates.
Numerous positive Google reviews highlighting excellent service.
Loan Advisor
