CreditMaster Review

CreditMaster Review
(Product Review)

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Updated 07 Jan 2026

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Glossary

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Useful Resources

07 Jan 2026
|

Fact-checked

Disclosure

Glossary

Useful Resources

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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CreditMaster Product Review

CreditMaster is a licensed money lender in Singapore focused on delivering comprehensive and professional financial services. With a strong commitment to customer satisfaction, CreditMaster offers a wide range of loan products that can be customized to suit all personal and business needs. Be it managing unexpected expenses, consolidating debts or capturing financial opportunities, every loan application with CreditMaster is hassle-free, with competitive interest rates and flexible repayment terms. Their commitment to transparency and customer care ensures a secure experience when borrowing.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%


Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
More Filters
3%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,004.62
3.92%
4.9  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
4.6  
$1,060.58
3.92%
4.9  
$1,060.58
3.92%
4.9  
$1,060.58
3.92%
4.9  
$1,060.58
3.92%
5.0  
$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

CreditMaster Application Requirements

To apply for a loan with CreditMaster, applicants must meet the following criteria:

  • Be at least 21 years old.
  • Be a Singapore Citizen, Permanent Residentor foreigner with a valid work pass or employment documentation.

Documents Required:

  • NRIC or passport.
  • Proof of residency (e.g., utility bill or tenancy agreement).
  • Employment verification (e.g., payslips, CPF contributions or an employment letter).
    Other financial documents, if required.

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

CreditMaster Highlights

  • Quick Application Process

    Online applications with approvals in as little as a few hours.

  • Tailored Loan Plans

    Flexible repayment options based on your financial capacity.

  • Transparent Terms

    No hidden fees or complicated conditions. Everything is clear and easy to understand.

  • Multiple Loan Types

    Personal, business, renovation, education and debt consolidation loans.

  • Trusted Licensed Provider

    Fully accredited by Singapore’s Ministry of Law.

Frequently Asked Questions

How do I apply for a loan with CreditMaster?

Simply fill out the online application form or visit their office. The process is quick and user-friendly, with guidance provided at every step.

What are the repayment terms for loans?

CreditMaster offers flexible repayment plans tailored to suit your financial situation, ensuring you can manage repayments comfortably.

Can I apply for a loan with a poor credit score?

Yes, CreditMaster evaluates applications on a case-by-case basis, taking into account your financial situation and repayment ability.

What types of loans does CreditMaster offer?

They offer a variety of loans, including personal, business, renovation, education and debt consolidation loans.

Are there any fees for early repayment?

No, CreditMaster encourages early repayments without any penalties or extra charges.