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Quick 5 Minutes Approval
$20 Grocery Voucher*
Up to 1% Cashback*
| Lender | Annual Interest Rate | Effective Interest Rate | Processing Fee | Monthly Payment |
|---|---|---|---|---|
| Trust Bank | 1.56% | 3.00% | $0 | S$3,028 |
| Standard Chartered | 1.60% | 3.07% | $0 | S$3,034 |
| GXS | 1.60% | 3.00% | 1.35% of approved loan | S$3,028 |
| HSBC | 1.83% | 3.50% | $0 | S$3,069 |
| CIMB Bank | 1.86% | 3.56% | $0 | S$3,074 |
| OCBC Bank | 1.98% | 4.19% | 1.0% of approved loan | S$3,127 |
| DBS | 1.99% | 4.17% | $100 | S$3,125 |
| POSB | 1.99% | 4.17% | $100 | S$3,125 |
| Maybank | 2.86% | 5.24% | $200 | S$3,214 |
| Citibank | 3.45% | 6.50% | $0 | S$3,319 |
| OCBC Bank | 5.42% | 10.96% | $200 | S$3,691 |
A $100,000 loan can unlock large-scale changes—such as buying equipment, scaling a business, or medical investments. Make informed choices:
Make sure your $100,000 loan supports a solid, future-oriented purpose—like expanding a business, buying essential assets, or refinancing high-interest debt.
With higher amounts, even small differences in interest rates can save you thousands. Compare offers before choosing.
Look for flexibility in repayment schedules, especially if your income varies month-to-month. Know your limits and lender’s terms.
Loans this size aren’t paid off quickly. Prepare for a commitment that spans several years and adjust your spending habits accordingly.
Invest your $100,000 where it matters most—on areas that improve your financial foundation or growth potential.
A $100,000 loan is suitable for major milestones like purchasing equipment, covering startup capital, or funding life-changing procedures.
Lenders often look at your income stability, credit report, and debt levels. A strong repayment history can improve your chances.
Most banks and lenders reply within a week, although digital providers may offer quicker responses for verified applicants.
If your debt-to-income ratio is acceptable and you meet the terms, yes. This loan might also be used to merge current obligations.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Excellent! ROSHI has found 11 that suit your criteria.
ROSHI Personal Loan
Limited Promotion
Limited Promotion
From 1.88%Monthly Interest Rate
24 MonthsLoan Tenure
$170 - $340Loan Amount
5 Minutes Loan Approval
10 Minutes Cash Disbursement
Up to 1% Cashback*
$20 Grocery Voucher*
GXS FlexiLoan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Trust Bank Instant Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
OCBC Extra Cash
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 and above
Citibank Quick Cash Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
HSBC Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Standard Chartered CashOne Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Maybank CreditAble Term Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
CIMB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 60 years old
POSB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
DBS Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
