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Cashmax Review

Cashmax Review
(Product Review)

By Trinh Thanh Cashmax Review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    CashMax Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    CashMax Credit Pte Ltd is licensed by the Registry of Moneylenders in Singapore and offers an extensive range of loan products, customized to different needs. They were founded in 2010 and have vast experience in providing services related to personal loans, payday loans, urgent cash loans, short-term loans, debt consolidation loans, medical loans, wedding loans, renovation loans, Grab/PHV driver loans and foreigner loans. CashMax boasts transparency and competitiveness in interest rates, with a maximum of 4% per month and has simplified the application process to ensure quick access to funds, often within 60 minutes.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Aero Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.3  
    $1,060.58
    Check Eligibility
    JNB Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    1133 Moneylenders
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    MoneyPlus Capital
    Address
    2.89%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $998.04
    Check Eligibility
    Alpha-8 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    HS Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    KST Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Kaiiron
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Raffles Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Credit Assist
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    CashMax Application Requirements

    To apply for a loan at CashMax Credit Pte Ltd, applicants must meet the following requirements:

    Eligibility Criteria:

    • Be at least 18 years old.
    • Be a Singapore Citizen, Permanent Resident or foreigner with a valid work permit.

    Documents Required:

    • NRIC or Passport.
    • Proof of residence (e.g., utility bill, tenancy agreement).
    • Proof of income (e.g., latest payslip, CPF contributions or Notice of Assessment).

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
      complete. Our advanced technology and expert loan specialists work together to match you with suitable options
      on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
      details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional
      information is required. Once we’ve verified your details, we’ll begin the process of matching you with
      appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to
      discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
      that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
      document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
      bank transfer.

    CashMax Highlights

    • Fast Approval

      Applications are processed and approved in less than 60 minutes.

    • Rates Are Affordable

      Interest rates are from 1% and cap at 4% monthly.

    • Flexible Loan Options

      Provides personal, payday, renovation and foreigners loans among many more.

    • Customizable Repayment Plans

      Terms customized to suit each individual’s needs.

    • Transparent Process

      Crystal-clear loan terms to the borrowers.

    Frequently Asked Questions

    What types of loan does CashMax Credit Pte Ltd provide?

    CashMax provides personal loans, payday loans, urgent cash loans, renovation loans, medical loans and so on.

    What is the interest rate for loans at CashMax?

    The interest rate is between 1% to 4% per month, according to the regulatory cap.

    How soon will I get my loan?

    Most loan applications are processed within 60 minutes and disbursement is carried out on the same day

    What are the essential documents to be attached with the loan application?

    Applicants have to attach their NRIC or Passport, Proof of residence and proof of income such as payslips or CPF statements.

    Is CashMax Credit Pte Ltd a licensed money lender?

    Yes, Cash Max is fully licensed and regulated by the Ministry of Law of Singapore.