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Apply NowCredit Thirty3 is a Ministry of Law-approved licensed moneylender in Singapore. Established in 2010, the firm focuses on fast access to cash while keeping the process straightforward. An online application can be completed in just a few minutes, followed by quick guidance from loan officers, approval and an on-site agreement where funds may be disbursed promptly. Beyond standard personal loans, Credit Thirty3 offers a broad mix of solutions including debt consolidation, payday loans, business loans and support for foreigners, plus lifestyle options such as wedding, medical, renovation, travel and education loans. Borrowers can also use the Personal Loan Calculator (loan amounts from $500 to $100,000, with tenure options up to 36 months) to preview repayments before applying. With an emphasis on safe data handling, inclusive access (including applicants with bad credit, assessed case-by-case) and a convenient Toa Payoh location, Credit Thirty3 is presented as a practical choice for borrowers seeking a regulated moneylender and a faster borrowing experience.
Credit Thirty3 can be a sensible option if you want a regulated borrowing route and prefer to validate your numbers upfront using its Personal Loan Calculator before committing. It may also fit borrowers who value a guided, step-by-step journey (Apply – Advice – Approval – Agreement), with contract clarity and documentation aligned to Ministry of Law expectations. However, it’s best used when you already know the loan type you need (secured vs unsecured) and can match repayments to your real cashflow, since tenure and total cost rise when you stretch payments out. If you proceed, use the in-branch agreement stage to confirm the full repayment schedule, fees and interest in writing and only borrow what you genuinely need.
Today’s moneylender interest rate trends in Singapore – As of Saturday, March 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.84%
Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.
All lenders verified against Ministry of Law registry. Last updated: March 14 2026.
To apply with Credit Thirty3, a Ministry of Law-approved licensed moneylender in Singapore, prepare the relevant documents and be ready to review the loan contract in detail before signing.
Eligibility
– Understand whether you are applying for a secured or unsecured loan (secured loans require collateral; unsecured loans do not).
– Your approved amount for an unsecured loan depends on your annual income and the lender’s approval process.
Documents Required:
For Singaporeans / PRs
– NRIC / Passport (proof of identity)
– CPF / Bank statements (proof of income)
For Foreigners
– Work Permit / S Pass / E Pass
– Utility bills / Phone bills / Home rental agreement (proof of residence)
– Payslips
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
The website highlights a quick application flow that can be completed in just a few
minutes, followed by loan officer follow-up, approval in minutes and an in-person agreement step where you can receive
money on the spot (subject to approval).
Credit Thirty3 positions its loans around clear terms and no hidden fees and
encourages borrowers to review key contract items such as interest rates, repayment schedule and fees before signing.
Borrowers can use the Personal Loan Calculator to estimate repayment outcomes
(loan amounts shown from $500 to $100,000, tenure up to 36 months, monthly interest selection up to 4%).
Credit Thirty3 states it can assess applications case-by-case,
including borrowers with bad credit, rather than applying rigid credit-score restrictions.
Offers multiple categories such as Personal Loans, Instant Fast Cash Loans, Debt
Consolidation Loans, Payday Loans, Business Loans and Foreigner Loans, plus lifestyle financing like Wedding, Medical,
Renovation, Travel and Education Loans.
