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Dio Credit

Dio Credit Review
(Product Review)

By Trinh Thanh Dio Credit

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Dio Credit Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Dio Credit stands out as a reliable and professional moneylender in Singapore, committed to providing fast and efficient financial solutions. With a strong emphasis on customer satisfaction, Dio Credit offers a range of loan products tailored to personal, business and emergency needs. Their competitive rates, straightforward application process and quick approval times ensure borrowers receive the support they need without unnecessary delays. Dio Credit’s transparent and flexible approach has made it a trusted choice for financial assistance in Singapore.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    R2D Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    UK Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    1st Credit SG
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Jefflee Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    Crawfort
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    1AP Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    BST Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    JR Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.0  
    $1,060.58
    Check Eligibility
    Winz Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    I Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Dio Credit Application Requirements

    To apply for a loan with Dio Credit, applicants must meet the following criteria:

    • Citizenship: Singapore Citizens and Permanent Residents.
    • Age: 21 years and above.
    • Employment Status: Full-time or self-employed.

    Documents Required:

    • NRIC, FIN or Passport.
    • Official company payslip (minimum 1 month).
    • Official CPF statement (minimum 3 months of contributions).
    • Latest Income Tax assessment record.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Dio Credit Highlights

    • Licensed Moneylender

      Fully accredited and regulated under Singapore’s Ministry of Law.

    • Fast Approval Process

      Most loans are approved within an hour, offering quick access to funds.

    • Transparent Loan Terms

      Clear and straightforward terms with no hidden fees.

    • Flexible Loan Options

      Wide range of loans, including NSF loans, unemployed loans and debt consolidation.

    • Customer-Focused Service

      Tailored loan solutions to meet your unique financial situation.

    Frequently Asked Questions

    Why is Dio Credit considered a trustworthy moneylender?

    Dio Credit is licensed by Singapore’s Ministry of Law, ensuring its services are transparent, secure and in full compliance with regulations.

    How quickly can I receive my loan?

    Loan approvals are typically completed within 15 minutes, making Dio Credit ideal for urgent financial needs.

    Are foreigners eligible to apply for a loan?

    Yes, foreigners with valid employment passes or work permits can apply for loans at Dio Credit.

    What loan types are available through Dio Credit?

    Dio Credit provides a wide variety of loans, including personal, business, renovation, education and debt consolidation loans.

    What is the application process like?

    You can apply either online through Dio Credit’s user-friendly platform or in-person at their office. Their team provides step-by-step assistance throughout the process.