​Fortune Credit Review

​Fortune Credit Review
(Product Review)

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    ​Fortune Credit is a licensed moneylender in Singapore, renowned for its customer-centric approach and flexible loan solutions. Established in 2010, the company has built a reputation for providing efficient and tailored financial assistance to both individuals and businesses. Located at 67 Beach Road, #01-01 Bulkhaul House, Singapore 189688, Fortune Credit offers a variety of loan products, including personal loans, business loans, foreigner loans and payday loans

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Valuemax
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    SKM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    3.9  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    ABI Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    3%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,004.62
    Cash Mart
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Quick Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    ​Fortune Credit Application Requirements

    To apply for a loan with Fortune Credit, applicants must meet the following criteria

    Eligibility Criteria:

    • Be at least 21 years old
    • Be employed with a minimum monthly income of $2,000.​​
    • Be a Singapore Citizen, Permanent Resident or foreigner with a valid work pass.

    Documents Required:
    For Singapore Citizens and Permanent Residents

    • Original NRIC.​
    • Latest payslips.​
    • CPF contribution statements.​​
    • Income tax statements.​
    • Proof of address (e.g., utility bill or phone bill).

    For Foreign Workers

    • Passport.​
    • Work pass (S-Pass or Employment Pass).​​
    • Latest payslips.​
    • Tenancy agreement.​
    • Employment letter or appointment letter.​
    • Bank statement showing salary credit.​​
    • Proof of address (e.g., utility bill or phone bill).

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    ​Fortune Credit Highlights

    • Fast Loan Approval

      Experience a swift application process with approvals in as little as one hour.​​

    • Flexible Loan Options

      Choose from a variety of loan types, including personal, business, foreigner and payday loans, with customized repayment plans.

    • Competitive Interest Rates

      Benefit from low interest rates ranging from 1% to 4%, with no hidden fees.

    • Licensed and Regulated

      Fully accredited by Singapore’s Ministry of Law, ensuring transparent and legal practices.

    • Customer-Centric Service

      Dedicated to providing a comfortable and efficient borrowing experience, as evidenced by positive customer reviews.

    Frequently Asked Questions

    Is Fortune Credit a licensed moneylender?

    Yes, Fortune Credit is fully licensed and regulated under Singapore's Ministry of Law, ensuring transparent and legal lending practices.​

    How quickly can I receive loan approval?

    The loan approval process is swift, often completed within an hour, allowing you to access funds promptly.

    What types of loans does Fortune Credit offer?

    Fortune Credit provides a range of loan products, including personal loans, business loans, foreigner loans and payday loans. ​

    What documents are required for a loan application?

    Applicants need to provide identification, proof of income and proof of address. Specific documents vary for Singapore Citizens, Permanent Residents and Foreign Workers​.

    Can I apply for a loan online?

    Yes, Fortune Credit offers an online application process for your convenience. You can apply from the comfort of your home through their official website.

    External Reviews

    Moneylender Review