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Apply NowToday’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%
JD Credit Pte Ltd is a trusted, licensed moneylender in Singapore, offering a wide range of financial solutions to meet the needs of individuals and businesses alike. Established in 2010, JD Credit has built a strong reputation for providing fast, secure and affordable loan services. Whether you’re facing unexpected expenses, planning for a major purchase or seeking capital to grow your business, JD Credit is a reliable option to consider. They specialize in personal loans, business loans and debt consolidation loans, providing flexible repayment terms and quick approval processes.
All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.
*Today's Moneylenders Rates - 15 January 2026
Whether you’re facing unexpected expenses, planning for a major purchase, or seeking capital to grow your business, JD Credit is a reliable option to consider. They specialize in personal loans, business loans, and debt consolidation loans, providing flexible repayment terms and quick approval processes.
To apply for a loan with JD Credit, applicants must meet the following eligibility criteria and provide the required documentation:
Eligibility Criteria:
– Be at least 21 years old.
– Be a Singapore Citizen, Permanent Resident or foreigner with valid documentation and a local guarantor.
– Have a steady income or employment.
Documents Required:
For Singapore Citizens and Permanent Residents:
For Foreign Workers:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
JD Credit’s streamlined approval process ensures fast loan approvals, often within 24 hours, to address urgent financial needs.
JD Credit offers some of the most competitive interest rates in the licensed moneylending industry, with no hidden fees, ensuring customers -know exactly what to expect.
JD Credit is a fully licensed and regulated moneylender, ensuring that all transactions are transparent, secure and compliant with Singapore’s laws.
JD Credit focuses on providing personalized loan solutions tailored to meet individual needs, offering flexible repayment options and clear, easy-to-understand terms.
Applications can be completed online or in person and the loan process is simple and fast, ensuring that clients get the support they need without hassle.
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