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Jefflee Credit Review

Jefflee Credit Review
(Product Review)

By Trinh Thanh Jefflee Credit Review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Jefflee Credit Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Jefflee Credit Pte Ltd is a licensed and trusted moneylender in Singapore offering a range of loan products. The company provides personal loans, payday loans, business loans, foreigner loans and private hire loans. It is known for its fast approval process and strong customer service that focuses on creating financial solutions suited to each borrower. Conveniently located at Jurong Gateway, Jefflee Credit ensures that eligible individuals and businesses can access funds quickly and easily.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Cash Direct
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    KST Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    OT Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    JNB Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Credit 21
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Katong Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Bugis Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Swift Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Vera Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    118 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Jefflee Credit Application Requirements

    Eligibility Criteria:
    To qualify for a loan with Jeffley Credit, you must meet the following requirements:

    • Be at least 21 years old.
    • Be a Singapore Citizen, Permanent Resident or foreigner with a valid Work Pass.
    • Maintain stable employment or a consistent source of income.
    • Have a clean credit history without bankruptcy records.

    Documents Required:
    To apply for a loan, you’ll need to provide the following:

    For Singapore Citizens / Permanent Residents:

    • NRIC (original)
    • Recent 3 months’ payslips or an employment letter
    • CPF contribution statements or Income Tax Notice of Assessment

    For Foreign Workers:

    • Passport
    • Valid Work Pass, S Pass or Employment Pass
    • Proof of residence (utility bills, tenancy agreements, etc.)
    • Latest 3 months’ payslips

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
      complete. Our advanced technology and expert loan specialists work together to match you with suitable options
      on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
      details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional
      information is required. Once we’ve verified your details, we’ll begin the process of matching you with
      appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to
      discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
      that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
      document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
      bank transfer.

    Jefflee Credit Highlights

    • Quick Loan Processing

      Loan approvals are often completed within hours, offering urgent financial relief.

    • Wide Loan Options

      Products include personal loans, payday loans, business loans and more.

    • Flexible Terms

      Repayment plans tailored to individual financial needs.

    • Transparent Policies

      Clear terms with no hidden fees.

    • Strategic Location

      Easily accessible at Jurong Gateway.

    What types of loans does Jefflee Credit offer?

    They provide personal loans, payday loans, business loans, foreigner loans and private hire loans.

    Can I repay my loan early?

    Yes, early repayment is allowed without penalties, helping borrowers save on interest.

    What happens if I miss a repayment?

    Contact Jefflee Credit immediately to explore restructuring options or alternative repayment arrangements.

    Are there any hidden charges?

    No, Jefflee Credit ensures complete transparency with no undisclosed fees.

    Can I apply for a loan if I already have one?

    Yes, as long as you meet the eligibility criteria and demonstrate repayment capacity.