Compare the Best $600 Loans
in Singapore (January 2026)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

FIND PERSONAL LOANS FROM

Logo 1
Logo 2
Logo 3
Logo 4
Logo 5

20+

More Lenders

Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated January 15, 2026

$600 DOLLAR LOAN CALCULATOR

Work Out Your Repayment

Loan Amount
34

$1,000

$200,000

Loan Tenure
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Cashback

$0.00

Total Interest

$13,200.00

Total Repayment

$58,200.00

List of $600 Dollar Loan Providers in Singapore (January 2026)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Low to High
Low to High
High to Low
96BM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.9%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,059.35
A1 Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Bugis Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Vera Capital
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Swift Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
3%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,004.62
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Dio Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
4.8  
$1,060.58
Show All Lenders

*Today's Moneylenders Rates - 15 January 2026

MONEYLENDER APPLICATION PROCESS

How to apply for a $600 dollar loan in Singapore?

step-image
Apply Online
Conveniently apply via the application form on our website
step-image
Upload Documents
Upload required documents including last 3 payslips via your application dashboard
step-image
Revision Period
Wait for our customer success team to review your application details
step-image
Check Offers
Review provided loan offers and discuss details with our customer success team
step-image
Appointment Scheduling
Schedule an appointment with moneylender and discuss all terms
step-image
Loan Disbursement
Sign loan contract and get agreed funds In cash or PayNow

Calculate Your Credit Card Repayments

S$
Enter the total credit card balance
%
Enter the annual interest rate in percentage
S$
Enter the amount you plan to pay each month
S$
Enter amount of annual credit card fee
S$
Enter amount of late repayment fee
#
How many times you pay late

Overview of Constituencies

  • 600 Dollar Loan Basics

  • FAQs

  • Tips and Hints

  • Ask Away

Securing Essential Funds with a $600 Loan

A $600 loan can serve as a practical financial instrument when faced with unexpected or immediate expenses. Whether it’s covering a sudden travel necessity, repairing a critical household item, or managing a minor yet pressing financial obligation, these loans offer a swift and accessible solution:

Key Factors to Consider

When evaluating a $600 loan, focus on these crucial aspects:

Loan Appropriateness
Ensure the $600 loan aligns precisely with your specific need, avoiding the temptation to borrow excessively.
Repayment Schedule
Look for lenders who provide a repayment schedule that comfortably fits within your current financial capacity.
Processing Efficiency
Prioritize lenders known for their quick approval processes, especially when dealing with urgent situations.
Important Considerations

A $600 loan can provide essential financial relief when needed, but it’s vital to approach it with careful consideration:

Financial Relief in a Timely Manner
These loans are structured to deliver funds promptly, assisting you in managing unforeseen costs without delay.
Transparent Terms and Conditions
Ensure a thorough understanding of all loan terms to avoid any hidden fees or unexpected charges, promoting responsible borrowing and maintaining your financial well-being.

With diligent planning and selecting the right lender, a $600 loan can be a valuable resource in navigating unexpected financial challenges without causing undue financial stress.

What are typical uses for a $600 loan?

A $600 loan is commonly utilized for addressing immediate financial obligations such as settling utility bills, covering minor home repairs, or managing short-term medical needs.

What are the general eligibility criteria for a $600 loan?

Eligibility usually hinges on demonstrating a consistent income source and a stable financial profile, although specific requirements can vary between lenders.

What documents are typically required when applying for a $600 loan?

You will generally need to provide identification (e.g., NRIC or FIN), proof of income, and recent bank statements. Some lenders might also request employment verification.

What is the typical loan processing time for a $600 loan?

Many lenders offer a relatively quick approval process for $600 loans, with funds often available on the same day or within one business day following approval.

Can I still apply for a $600 loan if I have a limited credit history?

Yes, numerous lenders are willing to work with individuals who have a limited credit history, focusing more on your current repayment capacity and income stability.

Thoroughly Assess Your Borrowing Needs

Before applying, carefully evaluate your financial situation to pinpoint the exact $600 amount required, preventing unnecessary borrowing and potential debt accumulation.

Conduct Comprehensive Lender Comparisons

Explore various lenders in Singapore to identify those offering the most competitive interest rates, flexible repayment terms, and minimal fees and charges for a $600 loan.

Meticulously Review the Loan Agreement

Take the time to thoroughly read and understand the entire loan agreement, paying close attention to all terms, conditions, and any potential penalties for late or missed payments.

Develop a Proactive Repayment Strategy

Establish a realistic repayment strategy that aligns with your income cycle to ensure timely payments and avoid any financial strain on your budget.

Practice Responsible Borrowing Habits

Reserve $600 loans for essential and unforeseen expenses that genuinely require immediate financial attention, thereby contributing to your long-term financial stability and promoting informed decisions. Ensure the loan budget alignment to maintain overall financial health.

Have a question? Ask us about anything!

You're in good hands. Our team is happy to answer all of your question. Fill out the form and we'll be in touch as soon as possible.

Types of Personal Loans

Don’t be a fool
馬鹿なことはやめろ
Borrow Wisely

Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

Read Our Borrowing Guide
Borrowing Wisdom Collection

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

Review Personal Loans from
All Major Banks & Lenders