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Katong Credit Review

Katong Credit Moneylender
(Product Review)

By Trinh Thanh Katong Credit Review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    Katong Credit is a reputable licenced moneylender in Singapore, renowned for its quick loan processing and customer-focused philosophy. The company aims to offer dependable financial solutions. The moneylender provides various loan products with flexible repayment options and affordable interest rates.

    Katong Credit stands out by offering loans to individuals with bad credit histories. Their lending portfolio includes personal, payday, foreigners, SME and small business loans, as well as life event loans for occasions like weddings and home renovations. Despite being relatively new to the market, Katong Credit has already served over 1000 clients, demonstrating their growing presence in Singapore’s lending landscape.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Borrowers also gain access to faster approval processes, more individualised attention and larger loan amounts. The company’s emphasis on honesty and openness guarantees that borrowers loan on reasonable and unambiguous terms.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Jefflee Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    R2D Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    365 Credit Solutions
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    A1 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    1 Fullerton Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    1AP Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Unlimited Finance
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Credit Assist
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Platinum Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    BST Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Katong Credit Moneylender Application Requirements

    To submit a loan application via Katong Credit, you must:

    • Possess a valid NRIC, passport or work permit
    • Be at least 21 years old
    • Present evidence of your income, such as bank statements, pay stubs or CPF statements.
    • Proof of residency (utility bills, lease agreements, etc.) for foreign nationals

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Katong Credit Moneylender Highlights

    • Quick Approvals

      You can expect a fast loan approval process to meet urgent financial needs.

    • Competitive Interest Rates

      The moneylender offers Lower rates than many other lenders.

    • Higher Borrowing Limits

      Allows borrowing larger amounts with flexible terms.

    • Personalized Service

      There are Tailored loan solutions to meet individual needs.

    • User-Friendly Application

      Expect an easy online application with quick processing.

    • Trusted and Licensed

      Operates with complete transparency and in compliance with regulations.

    Frequently Asked Questions

    How does Katong Credit operate?

    Katong Credit offers a range of loan products through a straightforward application process. Customers can apply online or visit their office for a consultation.

    Can I apply for a loan with a bad credit score?

    Yes, Katong Credit offers loan options for individuals with bad credit. Each application is assessed on a case-by-case basis.

    What types of loans does Katong Credit offer?

    Katong Credit provides personal, business, renovation, vacation and wedding loans.

    Is Katong Credit a licensed moneylender?

    Yes, Katong Credit is a licensed moneylender regulated by the Ministry of Law in Singapore.

    How fast is the loan approval process at Katong Credit?

    The loan approval process is fast; customers typically receive a decision within 24 hours.

    What documents are required to apply for a loan?

    Applicants need to provide a valid ID (NRIC/Passport/Work Permit) and proof of income (payslips, CPF statements or bank statements). Foreigners must also provide proof of residence.

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