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Best Licensed Moneylender Review

Best Licensed Moneylender
(Product Review)

By Trinh Thanh Best Licensed Moneylender Review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

1.88%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    Best Licensed Moneylender Ltd is highly praised with 627 Google Reviews noting its swift and efficient loan processing. Customers appreciate the transparent terms, competitive interest rates and a wide range of loan products. The user-friendly online application ensures quick approvals and secure transactions.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    The customer-centric service ensures personalised support and flexible repayment plans. With a commitment to privacy and convenience, Best Licensed Moneylender Ltd stands out as a reliable financial partner in Singapore

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    JD Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    RM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Synergy Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Horison Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Sands Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    Hup Hoe Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Aero Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.3  
    $1,060.58
    Check Eligibility
    1133 Moneylenders
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    MoneyPlus Capital
    Address
    2.89%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $998.04
    Check Eligibility
    Dio Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Best Licensed Moneylender Application Requirements

    To apply for a loan with Best Licensed Moneylender Ltd, applicants must:

    • Be at least 21 years old.
    • Be a Singapore Citizen, Permanent Resident or foreigner with a valid employment pass.
    • Provide identification documents (NRIC or FIN), proof of income (recent payslips or bank statements) and employment verification.
    • Complete the application process through their secure online portal.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Best Licensed Moneylender Highlights

    • Fast Approval

      Customers praise the efficient and quick loan processing, with many noting the seamless and speedy disbursement of funds.

    • Flexible Loan Options

      A wide range of loan products is available to meet various financial needs, including personal, payday, business and debt consolidation loans.

    • Competitive Interest Rates

      Many online reviews highlight the transparent and affordable interest rates, making it a cost-effective option.

    • User-Friendly Application

      The online application process is simple and straightforward, reducing the hassle of paperwork.

    • Secure Transactions

      Ensures the privacy and security of personal information, with customers appreciating the safe and secure handling of their data.

    Frequently Asked Questions

    Where is Best Licensed Moneylender Ltd located?

    Best Licensed Moneylender Ltd is conveniently situated in North Bridge Road, making it accessible for residents and expatriates alike. This central location allows clients to easily visit their office for in-person consultations and loan processing, ensuring a smooth and hassle-free experience. Additionally, their secure online portal provides the convenience of applying for loans from anywhere in Singapore, making the process even more accessible.

    What types of loans does Best Licensed Moneylender Ltd offer?

    Best Licensed Moneylender Ltd provides a variety of loan products, including personal, payday, business and debt consolidation loans.

    Who is eligible to apply for a loan with Best Licensed Moneylender Ltd?

    Singapore Citizens, Permanent Residents and foreigners with valid employment passes who are at least 21 years old are eligible to apply.

    What documents are required for the loan application?

    Applicants need to provide identification documents (NRIC or FIN), proof of income (such as recent payslips or bank statements) and employment verification.

    How quickly can I get approved for a loan?

    Loan approvals are typically fast, with many customers experiencing quick and efficient processing. The application process is streamlined through their secure online portal.

    Are there any hidden fees with Best Licensed Moneylender Ltd?

    No, Best Licensed Moneylender Ltd is known for transparent terms with no hidden fees, ensuring a clear understanding of all costs involved.

    EXTERNAL REVIEWS

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