Swift Credit Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies

Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Product Review

Swift Credit is a fully licensed money lender in Singapore, approved by the Registry of Moneylenders under the Ministry of Law. With a commitment to fast and reliable financial solutions, Swift Credit offers a seamless borrowing experience for Singaporeans, Permanent Residents and foreigners with valid work passes.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Saturday, March 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.84%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

Credit Excel Capital

Address

3.92%

3.9  

$1,060.58

Cash Mart

Address

3.92%

5.0  

$1,060.58

SG Credit

Address

3.92%

4.0  

$1,060.58

Max Credit

Address

3.92%

4.1  

$1,060.58

Credit 21

Address

3.92%

4.8  

$1,060.58

Soon Seng Credit

Address

3.92%

5.0  

$1,060.58

Advance Cash Credit

Address

3%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,004.62

Aero Credit

Address

3.92%

4.3  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: March 14 2026.

Recognized as one of the top money lenders in Singapore, Swift Credit specializes in providing quick cash solutions tailored to individual and business needs. Whether you require emergency funds for medical expenses, home renovations or debt consolidation, Swift Credit ensures transparent loan terms with no hidden fees. Their flexible repayment options and competitive interest rates make them a preferred choice for borrowers seeking a hassle-free loan process.

Swift Credit Application Requirements

To apply for a loan with Swift Credit, applicants must meet the following criteria:
Eligibility Criteria:

• Must be at least 21 years old.
• Must be a Singapore Citizen, Permanent Resident or foreigner with a valid work pass.
• Must be currently employed.

Documents Required
For Singapore Citizens and PRs:

• NRIC
• Latest 3 months’ payslips
• CPF contribution statement or income tax assessment
• Proof of address (utility bill, phone bill or tenancy agreement)

For Foreign Workers:

• Passport
• Work Pass (S-Pass, E-Pass or work permit)
• Latest 3 months’ payslips
• Employment contract or appointment letter
• Proof of address (tenancy agreement, utility bill or bank statement)