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365 Credit Solutions Review

365 Credit Solutions Moneylender
(Product Review)

By Trinh Thanh 365 Credit Solutions Review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    365 Credit Solutions is a licensed moneylender in Singapore, offering a range of personal loan options tailored to meet various financial needs. What sets them apart is their claim to offer ‘Singapore’s most straightforward business loan’. This makes 365 Credit Solutions a go-to option for entrepreneurs facing unexpected cash crunches or seeking fast financial support. Their flexible hours and streamlined process are perfect for businesses.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Known for their exceptional customer service, 365 Credit Solutions has garnered over 709+ 5-star reviews on Google and 252+ 5-star reviews on Loan Advisor, making them a highly trusted lender in the community.

    Whether you need a business loan, small cash advance or a personal loan for unexpected expenses 365 Credit Solutions provides a fast, reliable service with competitive interest rates.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    HS Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Advance Cash Credit
    Address
    3%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,004.62
    Check Eligibility
    MoneyPlus Capital
    Address
    2.89%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $998.04
    Check Eligibility
    1133 Moneylenders
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    1st Credit SG
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Best Licensed Moneylender
    Address
    1.88%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $938.64
    Check Eligibility
    Kaiiron
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    KST Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    JNB Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Creditmaster
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    365 Credit Solutions Application Requirements

    To apply for a loan with 365 Credit, applicants need to meet the following criteria:

    • Be at least 21 years old.
    • Singapore Citizens, Permanent Residents and foreigners with valid Employment Passes or Work Permits are eligible.
    • Provide identification documents (NRIC or passport), proof of income (recent payslips, CPF statements or tax returns) and employment verification.
    • Complete the online application form via Singpass for secure and efficient processing.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    365 Credit Solutions Highlights

    • Extensive Positive Reviews

      365 Credit has earned over 709+ 5-star reviews on Google and 252+ 5-star reviews on Loan Advisor, reflecting high customer satisfaction.

    • Trusted Moneylender

      As a licensed moneylender regulated by Singapore’s Ministry of Law, 365 Credit offers safe and legal loan options with transparent terms

    • Quick Approval Process

      365 Credit provides a quick and straightforward loan approval process, ensuring you receive funds as swiftly as possible.

    • Flexible Loan Options

      The company offers a variety of loan products, including personal loans, payday loans and bridging loans, tailored to meet different financial needs.

    • Convenient Online Application

      With an easy-to-use online application process via Singpass, applying for a loan with 365 Credit is both secure and efficient.

    Frequently Asked Questions

    What types of loans does 365 Credit offer?

    365 Credit offers personal loans, payday loans, bridging loans and other customised loan options to suit different financial needs.

    How long does it take to get loan approval?

    Loan approval at 365 Credit is typically fast, with many applications being approved within the same day, depending on the completeness of your documentation.

    What are the interest rates for loans at 365 Credit?

    The interest rates are competitive and are set within the legal limits regulated by Singapore's Ministry of Law. Specific rates depend on the loan type and your financial profile.

    Can I apply for a loan if I am a foreigner?

    Yes, foreigners with valid Employment Passes or Work Permits are eligible to apply for loans with 365 Credit.

    What documents do I need to provide for my loan application?

    You will need to provide identification documents (NRIC or passport), proof of income (recent payslips, CPF statements or tax returns) and employment verification to complete your application.

    EXTERNAL REVIEWS

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