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ABM Creditz Review

ABM Creditz Moneylender Review
(Product Review)

By Trinh Thanh ABM Creditz Review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.90%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    ABM Creditz offers a variety of loan products designed to meet the diverse financial needs of individuals. They have been a licensed moneylender since 2018 and offer different types of loans to help customers in Singapore including personal loans, debt consolidation plans and loans for foreigner workers.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Valuemax
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    ABI Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    JR Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.0  
    $1,060.58
    Check Eligibility
    SKM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    Winz Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Platinum Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Creditmaster
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    SU Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    1133 Moneylenders
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    MoneyPlus Capital
    Address
    2.89%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $998.04
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026


    Known for its customer-centric approach, the moneylender provides personalised loan solutions with flexible repayment terms. The company’s focus on transparency and compliance with the Ministry of Law’s regulations ensures that borrowers receive fair and responsible lending services. Additionally, the company is located in People’s Park Singapore, a convenient location located in the central of Singapore.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    ABM Creditz Application Requirements

    To apply for a loan with ABM Creditz, applicants need to meet the following criteria:

    • Be at least 21 years old.
    • Singapore Citizens, Permanent Residents and foreigners with valid Employment Passes or Work Permits are eligible.
    • Provide identification documents (NRIC or passport), proof of income (recent payslips, CPF statements or tax returns) and employment verification.
    • Complete the online application form via Singpass for secure and efficient processing.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    ABM Creditz Highlights

    • Customer-Focused Service

      ABM Creditz is dedicated to providing personalised loan solutions, ensuring that each client receives the financial assistance that best suits their needs.

    • Licensed and Regulated

      ABM Creditz operates under the strict regulations of Singapore’s Ministry of Law, offering safe and legal loan options with full transparency

    • Tailored Repayment Terms

      The company offers flexible repayment plans tailored to your financial situation, making it easier to manage your loan.

    • Fast Approval Process

      ABM Creditz prides itself on a fast loan approval process, helping you get the funds you need as quickly as possible.

    • Easy Application Process

      You can apply for a loan either online or in person, providing flexibility and convenience in managing your financial needs.

    Frequently Asked Questions

    How much can I borrow with ABM Creditz?

    You can borrow up to 6 times your monthly salary, depending on your financial profile and eligibility. For borrowers with significant financial needs, you can get your loan quickly and efficiently.

    How fast can I receive the loan amount?

    ABM Creditz offers a swift loan disbursement process. Their site promises that borrowers receive the funds within minutes of approval, ensuring that you have access to the money when you need it most.

    Can I speak to a ABM Creditz loan officer about my loan options?

    Yes, ABM Creditz encourages potential borrowers to speak with a friendly loan consultant who can guide you through the loan options and help tailor a solution that best meets your financial needs.

    What documents are required for a loan application?

    You will need to provide identification documents (NRIC or passport), proof of income (such as recent payslips or CPF statements) and employment verification to complete your loan application.

    Are foreigners eligible to apply for loans with ABM Creditz?

    Yes, foreigners with valid Employment Passes or Work Permits are eligible to apply for loans, with the same quick and efficient service offered to all clients.

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