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Capital Funds Investments Review

Capital Funds Investments Moneylender
(Product Review)

By Trinh Thanh Capital Funds Investments Review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    Capital Funds Investments (CFI) is a popular lending provider in Singapore. The licensed moneylender specialises in personal loans and borrowers can look forward to a quick and efficient approval process. Capital Funds Investments specializes in providing adaptable loan solutions for borrowers who might have faced rejection elsewhere. This positions CFI as a key option for individuals seeking rapid financial assistance or debt consolidation. Their strong customer feedback indicates a track record of dependability and client contentment.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Established to offer reliable and accessible financial solutions, CFI priorities customer-oriented approach and competitive interest rates. The company leverages advanced technology to streamline the application process, ensuring borrowers receive their funds promptly. At CFI, you can expect various loan options tailored to meet diverse financial needs.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Bugis Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Alpha-8 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Swift Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    R2D Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Vera Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    Lending Bee
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    HS Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Raffles Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Kaiiron
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    1AP Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Capital Funds Investments Moneylender Application Requirements

    To apply for a loan through CFI, you need to:

    • Be at least 21 years old
    • Have a valid NRIC, Passport or Foreign Identification Card (FIN)
    • Provide proof of income (e.g., payslips, CPF statements or tax returns)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Capital Funds Investments Moneylender Highlights

    • Fast Approval

      Speedy loan approval process to meet those with urgent financial needs.

    • Competitive Interest Rates

      Expect affordable and transparent interest rates.

    • Flexible Loan Options

      Different loan products to suit a variety of financial needs.

    • User-Friendly Application

      Easy application online with minimal paperwork.

    • Secure Transactions

      Ensures privacy and security of your personal information.

    • Customer-Centric Service

      CFI prides itself on personal service to assist with your financial requirements.

    Frequently Asked Questions

    How is CFI operated?

    CFI offers rapid approvals and effective service. The loan application process is streamlined with its tech-enabled platform.

    What kinds of loans can you find at CFI?

    Potential borrowers can obtain personal loans, business loans and other customised loan products

    What is the duration required to obtain a loan approval?

    You can expect loan approval within a few hours to one business day.

    Is CFI a licensed moneylender?

    CFI is a licensed moneylender regulated by the Ministry of Law in Singapore.

    What documents are required to apply for a loan?

    Applicants must provide a valid ID (NRIC/Passport/Foreign ID) and proof of income (payslips, CPF statements or tax returns).

    If you’re a foreigner, what income do you need to take a personal loan from a bank in Singapore?

    If you're a foreigner, you'll need an annual income of at least S$40,000 to S$60,000 to take a personal loan from a bank in Singapore. However, even if you have an annual income of less than S$10,000 at CFI, you can still borrow up to S$3,000.

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