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Apply NowToday’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%
Established in 2018, JNB Credit is a licensed moneylender in Singapore dedicated to empowering individuals on their financial journey. Upholding principles of transparency, integrity and customer satisfaction, JNB Credit offers tailored credit solutions to meet diverse financial needs. Their range of services includes personal loans, business loans and foreigner loans, all designed with flexible repayment terms and competitive interest rates. By integrating cutting-edge technology and adhering strictly to the Ministry of Law’s regulations, JNB Credit ensures a seamless and secure borrowing experience for its clients.
All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.
*Today's Moneylenders Rates - 15 January 2026
Their range of services includes personal loans, business loans, and foreigner loans, all designed with flexible repayment terms and competitive interest rates. By integrating cutting-edge technology and adhering strictly to the Ministry of Law’s regulations, JNB Credit ensures a seamless and secure borrowing experience for its clients.
Applying for a loan with JNB Credit is straightforward. Applicants must meet the following criteria:
Eligibility Criteria:
Documents Required:
For Singapore Citizens and Permanent Residents:
For Foreign Workers:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Loan approvals within hours, catering to urgent financial needs.
Offers some of the most competitive rates in Singapore, ensuring affordability.
Provides a variety of loans, including personal, business and foreigner loans, each tailored to specific requirements.
No hidden fees; all terms are clearly outlined to ensure clients are well-informed.
Fully licensed under the Ministry of Law, ensuring adherence to legal and ethical lending practices.
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