Compare the Best $5000
Loans in Singapore (January 2026)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

FIND PERSONAL LOANS FROM

Logo 1
Logo 2
Logo 3
Logo 4
Logo 5

20+

More Lenders

Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated January 15, 2026

$5000 DOLLAR LOAN CALCULATOR

Work Out Your Repayment

Loan Amount
34

$1,000

$200,000

Loan Tenure
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Cashback

$0.00

Total Interest

$13,200.00

Total Repayment

$58,200.00

List of $5000 Dollar Loan Providers in Singapore (January 2026)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Low to High
Low to High
High to Low
Accredit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Happy Cash
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
4.5  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Cash Mart
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Quick Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
SKM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.4  
$1,060.58
1 Cash
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
ABI Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Show All Lenders

*Today's Moneylenders Rates - 15 January 2026

MONEYLENDER APPLICATION PROCESS

How to apply for a $5000 dollar loan in Singapore ?

step-image
Apply Online
Conveniently apply via the application form on our website
step-image
Upload Documents
Upload required documents including last 3 payslips via your application dashboard
step-image
Revision Period
Wait for our customer success team to review your application details
step-image
Check Offers
Review provided loan offers and discuss details with our customer success team
step-image
Appointment Scheduling
Schedule an appointment with moneylender and discuss all terms
step-image
Loan Disbursement
Sign loan contract and get agreed funds In cash or PayNow

Calculate Your Credit Card Repayments

S$
Enter the total credit card balance
%
Enter the annual interest rate in percentage
S$
Enter the amount you plan to pay each month
S$
Enter amount of annual credit card fee
S$
Enter amount of late repayment fee
#
How many times you pay late

Overview of Constituencies

  • 5000 Dollar Loan Basics

  • FAQs

  • Tips and Hints

  • Ask Away

Securing Essential Funds with a $5000 Loan

A $5000 loan is ideal for long-term financial projects or larger immediate needs. Here’s how to secure one:

Key Factors to Consider

When evaluating a $5000 loan, focus on these aspects:

Purpose of the Loan
Determine how the loan will help achieve significant financial goals, such as renovations or business expansion.
Repayment Terms
Choose a lender with flexible repayment plans to fit your financial situation and long-term planning.
Interest Rates and Fees
Compare offers to ensure you get the most cost-effective solution.
What Else to Know

When evaluating a $5000 loan, focus on these aspects:

Long-Term Planning
Larger amounts mean more extended commitments; ensure you budget accordingly.
Clear Repayment Plans
Carefully review the terms and conditions for any potential fees or hidden charges.
What expenses can a $5000 loan cover?

A $5000 loan is ideal for significant projects like home improvement, starting a business, consolidating higher debts, or funding education.

Who is eligible for a $5000 loan?

Applicants with stable income, good credit history, and a clear repayment plan are typically eligible for $5000 loans.

What documentation is required?

You’ll generally need to provide identification, proof of income, bank statements, and possibly proof of the loan’s purpose.

How long does approval take for a $5000 loan?

Approval times vary by lender but typically range from 1 to 5 days, with disbursement shortly after approval.

Can I apply for a $5000 loan with existing debt?

Yes, provided your debt-to-income ratio is manageable and you meet the lender’s other requirements.

Understand Your Needs

Clearly define how you’ll use the $5000 loan to ensure you borrow the right amount for your financial goals.

Compare Lenders

Research multiple lenders to find the best combination of interest rates, repayment options, and fees.

Review Terms Carefully

Read through the loan agreement to understand all conditions, including repayment schedules and penalties.

Plan for Long-Term Repayments

Budget effectively for the monthly payments to avoid financial stress during the loan term.

Use Loans for Growth

Focus $5000 loans on investments or expenses that enhance your financial stability or long-term goals.

Have a question? Ask us about anything!

You're in good hands. Our team is happy to answer all of your question. Fill out the form and we'll be in touch as soon as possible.

Types of Personal Loans

Don’t be a fool
馬鹿なことはやめろ
Borrow Wisely

Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

Read Our Borrowing Guide
Borrowing Wisdom Collection

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

Review Personal Loans from
All Major Banks & Lenders