Compare the Best $800 Loans
in Singapore (January 2026)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

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Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated January 15, 2026

$800 DOLLAR LOAN CALCULATOR

Work Out Your Repayment

Loan Amount
34

$1,000

$200,000

Loan Tenure
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Cashback

$0.00

Total Interest

$13,200.00

Total Repayment

$58,200.00

List of $800 Dollar Loan Providers in Singapore (January 2026)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Low to High
Low to High
High to Low
RM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Winz Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Accredit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
JD Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Aero Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.3  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
118 Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Show All Lenders

*Today's Moneylenders Rates - 15 January 2026

MONEYLENDER APPLICATION PROCESS

How to apply for a $800 dollar loan in Singapore?

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Apply Online
Conveniently apply via the application form on our website
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Upload Documents
Upload required documents including last 3 payslips via your application dashboard
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Revision Period
Wait for our customer success team to review your application details
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Check Offers
Review provided loan offers and discuss details with our customer success team
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Appointment Scheduling
Schedule an appointment with moneylender and discuss all terms
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Loan Disbursement
Sign loan contract and get agreed funds In cash or PayNow

Calculate Your Credit Card Repayments

S$
Enter the total credit card balance
%
Enter the annual interest rate in percentage
S$
Enter the amount you plan to pay each month
S$
Enter amount of annual credit card fee
S$
Enter amount of late repayment fee
#
How many times you pay late

Overview of Constituencies

  • 800 Dollar Loan Basics

  • FAQs

  • Tips and Hints

  • Ask Away

Securing Necessary Funds with an $800 Loan

An $800 loan can be a valuable resource for managing immediate and unexpected financial demands. Whether it involves addressing sudden travel arrangements, essential home equipment replacements, or handling unforeseen minor financial challenges, these loans provide a rapid and convenient financial bridge:

Key Considerations

When considering an $800 loan, keep these important factors in mind:

Loan Suitability
Verify that the $800 loan amount precisely matches your specific financial need, avoiding borrowing excess funds.
Repayment Options
Explore lenders offering repayment options that are well-aligned with your individual circumstances and financial capacity.
Efficient Processing
Opt for lenders known for their prompt fund disbursement processes, particularly when dealing with urgent financial situations.
Crucial Aspects

A $600 loan can provide essential financial relief when needed, but it’s vital to approach it with careful consideration:

Timely Access to Funds
These loans are structured to provide timely access to the capital you need to manage unexpected costs effectively.
Clear Loan Terms
Ensure you have a comprehensive understanding of all clear loan terms and conditions to facilitate responsible financial management and avoid potential complications.

With thoughtful consideration and the selection of a suitable lender, an $800 loan can be an effective tool for navigating unforeseen financial hurdles without causing unnecessary financial strain.

What are some common reasons for applying for an $800 loan?

Individuals often seek an $800 loan to cover essential expenses such as unexpected car repairs, emergency travel, or to address immediate small business expenses.

What are the typical eligibility requirements for an $800 loan?

Generally, qualification involves demonstrating steady income proof and possessing an acceptable credit history, though specific criteria can vary among different lenders.

What kind of documentation is typically needed to apply for an $800 loan?

Applicants are usually required to provide identification documents (like NRIC or FIN), income verification (such as payslips or tax returns), and recent bank statements submission.

How quickly can I expect to receive approval for an $800 loan?

Many lenders offer rapid approval times for $800 loan applications, with some even providing same-day funding upon successful approval.

Can I still qualify for an $800 loan if I currently have other outstanding debts?

Yes, it is possible to qualify for an $800 loan even with existing debt considerations, provided you meet the lender’s specific requirements and demonstrate responsible debt management capabilities.

Carefully Evaluate Your Borrowing Needs

Before committing, precisely determine the $800 amount necessary to address your specific financial situation, avoiding the temptation to borrow more than required.

Engage in Thorough Lender Research

Compare various lending institutions in Singapore to pinpoint those offering the most favorable interest rate analysis, adaptable repayment flexibility assessment, and complete fee transparency for an $800 loan.

Ensure Comprehensive Understanding of the Contractual Agreement

Dedicate time to fully comprehend the contractual agreement understanding, paying close attention to all stipulations, terms, and potential implications of non-compliance.

Develop a Budget-Conscious Repayment Plan

Create a practical budget-conscious repayment planning strategy that aligns with your income and expenses to ensure timely payments and maintain overall financial stability.

Adopt Prudent Borrowing Practices

Utilize $800 loans judiciously for essential and unforeseen financial demands that necessitate immediate attention, thereby safeguarding your long-term financial health and fostering well-informed choices that support your financial goal alignment.

Have a question? Ask us about anything!

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Types of Personal Loans

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馬鹿なことはやめろ
Borrow Wisely

Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

Read Our Borrowing Guide
Borrowing Wisdom Collection

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

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