Monthly Interest Rate
Cashback Rewards
Price Beat Guarantee
Processing Fee
Monthly Income
Monthly Repayment
Apply NowCredible.sg is not a lender but a loan centralisation platform that connects borrowers with vetted and licensed financial institutions in Singapore. By equipping its lending partners with proprietary credit technology, Credible aims to ensure a safe, transparent and fair borrowing experience for its users. While the platform simplifies the loan application process through a single interface, its relatively narrow lender network may limit the range of offers, making it less competitive compared to broader marketplaces.
While the platform simplifies the loan application process through a single interface, its relatively narrow lender network may limit the range of offers, making it less competitive compared to broader marketplaces.
Credible is a financial planning platform that helps Singaporeans make better financial decisions. Below are reviews from their community.
Today’s moneylender interest rate trends in Singapore – As of Saturday, March 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.84%
Here are some of the licensed moneylenders listed on Credible Review. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.
All lenders verified against Ministry of Law registry. Last updated: March 14 2026.
To apply through Credible.sg, you must:
Be at least 21 years old
Applicants must be legal adults under Singapore law.
Hold a valid Singapore NRIC or FIN
Only Singaporeans, PRs and eligible foreigners with valid identification can apply.
Be currently employed or have a stable source of income
Proof of income may be required by our partner lenders to assess loan eligibility.
Provide supporting documents
This includes:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Every lender in our network undergoes a strict screening process to ensure trustworthiness and fairness.
All lenders follow our proprietary credit engine that prioritizes fair and clear pricing.
We partner only with licensed money lenders approved by Singapore’s Ministry of Law.
We care about both the loan you receive and the experience you have throughout the process.
Our platform connects you with lenders that best suit your financial needs and values.
Your data is protected and your borrowing journey is built on integrity and transparency.
