Kaiiron Review

Kaiiron Review
(Product Review)

Updated January 15, 2026

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3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Monthly Repayment

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    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Kaiiron is a licensed moneylender situated in Singapore’s City Hall district, dedicated to providing professional and reliable financial solutions. With a strong emphasis on customer satisfaction, Kaiiron offers a variety of loan products tailored to meet diverse financial needs. Their streamlined application process, competitive interest rates and flexible repayment terms make them a preferred choice for individuals seeking urgent financial assistance. Whether it’s covering unexpected expenses, bridging financial gaps between paydays or funding personal projects, Kaiiron ensures a hassle-free borrowing experience.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    3.9  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    1 2 Lend
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Dio Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    3.9%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,059.35
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Cash Mart
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Sands Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Their streamlined application process, competitive interest rates, and flexible repayment terms make them a preferred choice for individuals seeking urgent financial assistance. Whether it’s covering unexpected expenses, bridging financial gaps between paydays, or funding personal projects, Kaiiron ensures a hassle-free borrowing experience.

    Kaiiron Application Requirements

    Applying for a loan with Kaiiron is straightforward. Applicants must meet the following criteria:

    Eligibility Criteria:

    • Be at least 18 years old.​
    • Be employed.​
    • Be a Singapore Citizen, Permanent Resident or a foreigner with valid employment documentation.​​

    Documents Required:
    For Employed Individuals:

    • Physical NRIC.​​
    • SingPass with 2FA for income verification.​​
    • Latest 3 months’ computerized payslips.​
    • Recent utility bill or official correspondence as proof of residential address.​

    For Self-Employed Individuals:

    • Physical NRIC.​
      – SingPass with 2FA for income verification.​
      – Latest 3 months’ income statements (if applicable).​
      – PDVL or Taxi License (if applicable).​
      – Recent utility bill or official correspondence as proof of residential address.​​

    For Foreigners:

    • Physical Work Permit.​​
    • Latest 3 months’ computerized payslips.​​
    • Recent utility bill or official correspondence as proof of residential address.​
    • Latest Tenancy Agreement.​

    The loan amount you are eligible for depends on your annual income and assessed repayment ability. Submitting all required documents increases the likelihood of approval.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Kaiiron Highlights

    • Urgent Loans

      Quick approval process for immediate financial needs.

    • Fast Loans

      Rapid disbursement to address time-sensitive expenses.​

    • Personal Loans

      Flexible financing options for various personal purposes.​​

    • Payday Loans

      Short-term solutions to bridge financial gaps until your next salary.​​

    • Advance Loans

      Access funds ahead of time for unforeseen expenditures.​​

    • Short-Term Loans

      Temporary financial assistance with manageable repayment terms.

    Frequently Asked Questions

    Is Kaiiron a licensed moneylender?

    Yes, Kaiiron is fully licensed and regulated under Singapore's Ministry of Law, ensuring transparent and legal lending practices.

    How quickly can I receive loan approval?

    Kaiiron's efficient process allows for loan approvals within hours, facilitating prompt access to funds for urgent needs.

    What types of loans does Kaiiron offer?

    Kaiiron provides a range of loan products, including urgent loans, fast loans, personal loans, payday loans, advance loans and short-term loans.

    What documents are required to apply for a loan?

    Depending on your employment status, documents such as NRIC or Work Permit, income proof and proof of residential address are required.

    Can foreigners apply for loans at Kaiiron?

    Yes, foreigners with valid employment documentation and the necessary supporting documents are eligible to apply for loans at Kaiiron.

    External Reviews

    Loanadvisor.sg