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su credit review

Su Credit Review
(Product Review)

By Trinh Thanh su credit review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Su Credit Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    SU Credit is a licensed moneylender in Singapore, offering sound financial solutions to individuals and businesses that require short-term cash flow support. It has built a strong reputation for professionalism and customer-focused services. SU Credit offers a variety of loan products, including personal loans, payday loans and business financing. The application process is fast and straightforward, with flexible repayment options and competitive interest rates. Being a licensed moneylender under the Ministry of Law, SU Credit gives assurance that all lending practices are highly regulated, hence peace of mind for borrowers.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Jefflee Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    A1 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Vera Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    Swift Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    MoneyPlus Capital
    Address
    2.89%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $998.04
    Check Eligibility
    1133 Moneylenders
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Bugis Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Accredit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Cash Direct
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Capital Funds Investments
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Su Credit Application Requirements

    To apply for a personal loan with SU Credit, applicants must meet the following criteria:

    Eligibility Criteria:

    • Must be employed on a full-time basis.
    • Be at least 21 years of age.
    • A Singaporean Citizen or Permanent Resident.
    • Holder of a valid Singapore Employment Pass (for foreigners).
    • Possess a satisfactory credit history, without any records of bankruptcy.

    Required Documents:

    • Original NRIC (for Singaporeans and Permanent Residents).
    • Last 3 months’ pay slips (original and printed copies).
    • Income tax statements as proof of financial standing.
    • CPF statements and the original PUB bill for additional verification.
    • Any billing proof showing your home address (e.g., utility bills).

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
      complete. Our advanced technology and expert loan specialists work together to match you with suitable options
      on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
      details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional
      information is required. Once we’ve verified your details, we’ll begin the process of matching you with
      appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to
      discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
      that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
      document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
      bank transfer.

    Su Credit Highlights

    • Fast Approval Process

      Applications are processed quickly and many are approved on the same day.

    • Flexible Loan Packages

      The loans are tailor-made to meet specific financial needs with repayment terms fitting the budget of the borrower.

    • Transparent Lending Practices

      No hidden charges; all terms and conditions are set out in advance.

    • Licensed and Trusted

      Regulated by the Ministry of Law, ensuring a secure and reliable borrowing experience.

    • Wide Range of Loan Options

      The products include personal loans, payday loans and business financing solutions for the diversified needs of the people.

    Frequently Asked Questions

    Is SU Credit a licensed moneylender?

    Yes. SU Credit is fully licensed under the Ministry of Law in Singapore. The company operates in full compliance with local lending regulations to ensure fair and transparent practices.

    What kind of loans can I get from SU Credit?

    SU Credit provides several financing options including personal loans, payday loans and business loans. Each loan type is tailored to meet different financial goals and situations.

    How long does loan approval take?

    The approval process is fast. Most applications are reviewed within a few hours so customers can receive funds without unnecessary delays.

    What documents are required?

    For Singapore Citizens or Permanent Residents, the documents include NRIC, recent payslips, CPF statements or income tax records. For foreigners, you will need a valid passport, work pass plus proof of your current address.

    Can I apply for the loan online?

    Yes. SU Credit allows borrowers to submit applications through its online platform which makes the entire process simple and convenient.