Fact-checked
Disclaimer
Glossary
Useful ResourcesBelow is a complete list of licensed moneylenders operating near Potong Pasir, verified against the Ministry of Law registry. Each listing includes address, rate information and ratings. All licensed moneylenders in Singapore are subject to the same regulated fee cap, approval requirements, loan amounts and disbursement speed may differ.
All lenders on this page are listed on the official Registry of Moneylenders and comply with Singapore's regulated borrowing limits and fee caps.
Potong Pasir MRT (NE10) on the North East Line is the neighbourhood's only station, located between Boon Keng and Woodleigh. Woodleigh MRT (NE11) and the Bidadari estate are a short walk north while Boon Keng MRT (NE9) is one stop south.
9 licensed moneylenders currently operate in this area, offering personal, fast cash, payday and foreigner loans.
Potong Pasir is a small residential neighborhood centred around Upper Serangoon Road and flanked by the Kallang River on its western edge. The neighbourhood is almost entirely made up of older HDB blocks, a handful of shophouses and a popular wet market and food centre. With the Bidadari estate now built up immediately to the north, Potong Pasir has seen a gradual influx of younger residents while retaining its kampung like character.
The following moneylenders have registered offices in or near Potong Pasir. All are verified against the Ministry of Law's official registry.
All lenders verified against Ministry of Law registry. Last updated: March 14 2026.
Potong Pasir is primarily a residential neighbourhood with limited commercial space. Borrowers typically visit lender offices in nearby Geylang, Serangoon or along Balestier Road all within a short bus ride or one to two MRT stops on the North East Line.
Licensed moneylenders are listed on the Ministry of Law’s Registry of Moneylenders which is searchable online. Key red flags for unlicensed operators include contact via SMS or WhatsApp. Requests for upfront payment before loan approval, asking to hold your NRIC or passport and advertising through flyers or social media. Report suspected illegal lending to the police at 1800-255-0000.
NRIC for Singaporeans and PRs or a valid passport and work pass for foreigners. Income proof is required recent payslips, CPF contribution history or bank statements showing salary credits. A document confirming your current residential address, such as a utility bill or town council letter, should also be brought along.
Borrowers with annual income under $20,000 may borrow a maximum of $1,500 across all licensed moneylenders combined. Those earning $20,000 or more can borrow up to six times their monthly income also cumulative across all lenders. These caps apply to Singaporeans, PRs, and foreigners equally.
Provided all documents are complete, approval can take as little as 30 minutes. Funds are typically disbursed the same day via cash or bank transfer. The lender must walk the borrower through the full loan contract before signing which is a legal requirement and adds some time to the process.
Three charges are permitted: interest up to 4% per month on the outstanding loan balance, a one-time administrative fee of up to 10% of the principal and a late payment penalty of up to $60 per month. No other fees including deposits, insurance or early repayment charges are allowed under the Moneylenders Act.
$1,000
$200,000
3 Months
48 Months
$0.00
$0
$0
ROSHI enables borrowers to receive multiple pre-approved loan offers in real-time directly on our platform, avoiding the hassle of calling, visiting or applying with multiple licensed moneylenders.
Aya Medel 
I used ROSHI platform to find the best loan offers. Just need to fill up some details and wait for loan offers and can choose which one you like. It is totally free and can receive vouchers and cashback based on the loan amount approved. Thank you ROSHI
Everlean I can’t thank Roshi enough for helping me find the best financial institution for my DCP! The guidance and support were absolutely amazing—everything was explained clearly and tailored to my needs. Thanks to Roshi’s help, I’m now on track and completely debt-free in just 12 months! 💪🏼 I couldn’t be happier with the outcome and highly recommend Roshi to anyone looking for smart, reliable financial advice.
Mohamed Faizal Jaafar With the help of the ROSHI Support link to partner, I had a great experience with EZY Loan. The online application was simple, document verification was fast, and the funds were credited on the same day. The staff were professional and explained everything clearly, with no hidden fees. Overall, an excellent and hassle-free service!
Bona Bella I am truly grateful to Rosh for helping me find such a professional and reliable lending company. They don’t just provide financial support, but also take the time to understand and guide you with genuine care. Rosh’s assistance made the entire process smooth and reassuring, and I sincerely appreciate the professionalism and dedication.
Depending on your situation one of the following
loan types might be suitable:
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
