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Quick Credit

Quick Credit Moneylender
(Product Review)

By Trinh Thanh Quick Credit

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    Quick Credit, a well-established licensed moneylender located in Jurong, offers fast and reliable financial solutions. Established in 2001 and originally known as Reliahome Associate, the company has evolved to become a trusted name in the financial sector.

    The moneylender prides itself on understanding the diverse needs of its clients and offers tailored money lending solutions at competitive rates.Their broad spectrum of loan products includes personal, payday, foreigner and business loans. Quick Credit is recognised for its efficient approval process, competitive interest rates and transparent terms.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    One significant benefit of using Quick Credit is their rapid approval process, often completing loan approvals within an hour, ensuring quick access to funds for urgent financial needs. Their commitment to customer satisfaction ensures a smooth and secure loan experience, making Quick Credit a preferred choice for borrowers seeking flexible and trustworthy financial assistance.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    1st Credit SG
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Sands Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    SKM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    ABI Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    I Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Goldstar Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    RM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Credit Excel Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    3.9  
    $1,060.58
    Check Eligibility
    Advance Cash Credit
    Address
    3%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,004.62
    Check Eligibility
    1 Cash
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Quick Credit Application Requirements

    To apply for a loan through Quick Credit, you need to:

    • Be at least 21 years old
    • Have a valid NRIC, Passport, or Foreign Identification Card (FIN)
    • Provide proof of income (e.g., payslips, CPF statements, or bank statements)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Quick Credit Highlights

    • Quick Approval

    Fast loan processing and approvals, often within an hour.

    • Diverse Loan Options

    A variety of loan products tailored to meet different financial needs.

    • Competitive Interest Rates

    Transparent and affordable interest rates.

    • Simple Application

    Easy online application process with minimal paperwork.

    • Secure Transactions

    Ensures the privacy and security of your personal information.

    • Flexible Repayment Plans

    Borrowers can expect personalised service with flexible payment plans.

    Frequently Asked Questions

    How does Quick Credit operate?

    Quick Credit offers a streamlined loan application process through their website, focusing on fast approvals and customer satisfaction. Their professional loan officers are available to assist and guide borrowers through the process.

    What types of loans does Quick Credit offer?

    Borrowers can apply for personal loans, payday loans, foreigner loans and business loans.

    How long does it take to get a loan approved?

    Loan approvals can be completed within one hour to one business day.

    Is Quick Credit a licensed moneylender?

    Yes, Quick Credit is a licensed moneylender regulated by the Ministry of Law in Singapore.

    What documents are required to apply for a loan?

    Applicants must provide a valid ID (NRIC, Passport or Foreign ID) and proof of income (payslips, CPF statements or bank statements).

    If you’re a foreigner, what income do you need to take a personal loan from a bank in Singapore?

    If you're a foreigner, you'll need to have an annual income of at least S$40,000 to S$60,000 to take a personal loan from a bank in Singapore. However, at Quick Credit, even if you have an annual income of less than S$10,000, you can still borrow up to S$3,000.

    EXTERNAL REVIEWS

    Moneylender Review

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