Jefflee Credit Review

Jefflee Credit Review
(Product Review)

|
Updated 05 Jan 2026

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Glossary

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Useful Resources

05 Jan 2026
|

Fact-checked

Disclosure

Glossary

Useful Resources

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Processing Fee

    Up to 6x

    Monthly Income

    $288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    Monthly Repayment

    Apply Now

    Jefflee Credit Product Review

    Jefflee Credit Pte Ltd is a licensed and trusted moneylender in Singapore offering a range of loan products. The company provides personal loans, payday loans, business loans, foreigner loans and private hire loans. It is known for its fast approval process and strong customer service that focuses on creating financial solutions suited to each borrower. Conveniently located at Jurong Gateway, Jefflee Credit ensures that eligible individuals and businesses can access funds quickly and easily.

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Saturday, March 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.84%


    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    List of Nearby Licensed Moneylenders

    Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    More Filters
    Sands Credit
    Address
    3.92%
    4.6  
    $1,060.58
    Goldstar Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    101 Credit
    Address
    3.92%
    4.9  
    $1,060.58
    EZ Loan
    Address
    1.99%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $945.02
    Valuemax
    Address
    3.92%
    4.6  
    $1,060.58
    Cash Mart
    Address
    3.92%
    5.0  
    $1,060.58
    Majestic Credit
    Address
    3.92%
    4.5  
    $1,060.58
    Platinum Credit
    Address
    3.92%
    4.8  
    $1,060.58

    All lenders verified against Ministry of Law registry. Last updated: March 14 2026.

    Jefflee Credit Application Requirements

    Eligibility Criteria:
    To qualify for a loan with Jeffley Credit, you must meet the following requirements:

    • Be at least 21 years old.
    • Be a Singapore Citizen, Permanent Resident or foreigner with a valid Work Pass.
    • Maintain stable employment or a consistent source of income.
    • Have a clean credit history without bankruptcy records.

    Documents Required:
    To apply for a loan, you’ll need to provide the following:

    For Singapore Citizens / Permanent Residents:

    • NRIC (original)
    • Recent 3 months’ payslips or an employment letter
    • CPF contribution statements or Income Tax Notice of Assessment

    For Foreign Workers:

    • Passport
    • Valid Work Pass, S Pass or Employment Pass
    • Proof of residence (utility bills, tenancy agreements, etc.)
    • Latest 3 months’ payslips

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
      complete. Our advanced technology and expert loan specialists work together to match you with suitable options
      on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
      details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional
      information is required. Once we’ve verified your details, we’ll begin the process of matching you with
      appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to
      discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
      that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
      document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
      bank transfer.

    Jefflee Credit Highlights

    • Quick Loan Processing

      Loan approvals are often completed within hours, offering urgent financial relief.

    • Wide Loan Options

      Products include personal loans, payday loans, business loans and more.

    • Flexible Terms

      Repayment plans tailored to individual financial needs.

    • Transparent Policies

      Clear terms with no hidden fees.

    • Strategic Location

      Easily accessible at Jurong Gateway.

    What types of loans does Jefflee Credit offer?

    They provide personal loans, payday loans, business loans, foreigner loans and private hire loans.

    Can I repay my loan early?

    Yes, early repayment is allowed without penalties, helping borrowers save on interest.

    What happens if I miss a repayment?

    Contact Jefflee Credit immediately to explore restructuring options or alternative repayment arrangements.

    Are there any hidden charges?

    No, Jefflee Credit ensures complete transparency with no undisclosed fees.

    Can I apply for a loan if I already have one?

    Yes, as long as you meet the eligibility criteria and demonstrate repayment capacity.