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Apply NowGalaxy Credit is a licensed moneylender in Singapore based in Ang Mo Kio, providing legal loan solutions with a focus on speed, accessibility and clear lending practices. Borrowers can apply online 24/7 and receive instant approval, with loan disbursement possible in as quickly as 5 minutes (T&Cs apply) after completing face-to-face identity and document verification at their office. Galaxy Credit offers a broad selection of loan options including personal loans, payday loans, business loans, debt consolidation loans, renovation loans, wedding loans and Grab/Gojek loans to support needs ranging from urgent cashflow gaps to planned expenses. With repayment plans of up to 12 months (T&Cs apply) and rates as low as 2% per month (T&Cs apply), Galaxy Credit positions itself as a practical choice for borrowers seeking a fast, regulated and dependable borrowing experience in Singapore.
Galaxy Credit can be a sensible option if you want to work with a Singapore licensed moneylender that is clearly positioned around legal lending and on-site verification at their Ang Mo Kio branch. It may suit borrowers who prefer a lender with an established local track record (the site notes Established in 2010 and 10,927 borrowers) and who are comfortable reviewing the loan contract in person before funds are released. On the flip side, if you need a process that stays fully remote from start to finish, Galaxy Credit may not be ideal because identity checks and disbursement require an office visit. As always, compare total repayment, tenure fit and whether the offered terms align with your cashflow before committing.
Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%
Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.
All lenders verified against Ministry of Law registry. Last updated: July 28 2026.
Applying for a loan with Galaxy Credit is quick and straightforward. You can submit an online loan request anytime (24/7) but do note that identity and document verification must be done in person at their Ang Mo Kio office before any cash can be disbursed.
Eligibility Criteria:
– Apply online 24/7 via Galaxy Credit’s website.
– Complete a face-to-face verification session at the Galaxy Credit office before loan disbursement.
Documents Required:
– Identification documents (for identity verification)
– Supporting documents required for verification (as stated by Galaxy Credit)
Note: You must bring the necessary documents to Galaxy Credit’s office for identity and document verification before receiving your cash.
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Get instant approval, with legal loan disbursement in as quickly as 5 minutes
(T&Cs apply).
Apply anytime via Galaxy Credit’s online loan application, positioned as a 24-hour
moneylender for urgent cash needs.
Enjoy affordable rates as low as 2% per month (T&Cs apply), aligned with Singapore’s regulated
licensed moneylending framework.
Repayment plans of up to 12 months (T&Cs apply) to better match monthly cashflow and
budgeting needs.
Access multiple legal loan options, including Personal Loan, Payday Loan, Business Loan,
Debt Consolidation Loan, Renovation Loan, Wedding Loan and Grab/Gojek Loan.
Identity and document checks are completed at the Ang Mo Kio office before cash
is released. This supports secure, compliant lending in Singapore.
