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Apply NowAt Credit 21, borrowers will get quick and reliable financial solutions at one of the lowest interest rates among licensed moneylenders in Singapore. Credit 21 prides itself on a hassle-free loan application process and 24-hour loan processing services.
The company has tailored financing solutions, including personal, business, renovation and payday loans. Its customer-centric approach puts transparency, fairness and convenience first, making it a preferred choice for borrowers needing quick and efficient financial assistance. Credit 21 prides itself on transparency and fairness, allowing clients to apply for with discretion simply online.
Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%
Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.
All lenders verified against Ministry of Law registry. Last updated: July 28 2026.
To apply for a loan through Credit 21, you need to:
Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Moneylender with one of the lowest interest rates for loans in Singapore.
Fast loan processing with approval within hours.
The company looks at loan eligibility based on current income, not credit history.
Personalised service with flexible repayment plans.
Ensures privacy and security of personal information.
No hidden costs or charges, straightforward loan terms for peace of mind.
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