Goldstar Credit Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Goldstar Credit Product Review

Goldstar Credit is a licensed money lender in Singapore, offering quick and efficient cash solutions for all needs. Boasting a rich history and an excellent customer satisfaction record, Goldstar Credit provides flexible loan options, each tailored to meet specific requirements. Their services range from quick loan approval to highly competitive interest rates and personalized service, making it one of the most reliable sources for personal loans, business loans and more. From covering emergency expenses to financing personal projects or debt consolidation-each of these aspects is easier and more secure with Goldstar Credit.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

Advance Cash Credit

Address

3%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,004.62

JNB Credit

Address

3.92%

4.9  

$1,060.58

SG Credit

Address

3.92%

4.0  

$1,060.58

Synergy Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,060.58

Vera Capital

Address

3.92%

4.6  

$1,060.58

Max Credit

Address

3.92%

4.1  

$1,060.58

RM Credit

Address

3.92%

5.0  

$1,060.58

Accredit

Address

3.92%

5.0  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

Goldstar Credit Application Requirements

Applying for a loan at Goldstar Credit is simple and accessible. Applicants need to meet the following criteria:

• Be 18 years old or older.
• Be employed.
• Be a Singapore Citizen, Permanent Resident or foreign worker.

Documents Required:

For Singapore Citizens and Permanent Residents:

• NRIC
• Latest 3 months’ payslips
• CPF Contribution Statements and Notice of Assessment (accessible via SingPass)
  For Foreign Workers:

Work pass (S-Pass, E-Pass, work permit or other proof of employment)

• Passport
• Latest 3 months’ payslips
• Proof of address (e.g., tenancy agreement, phone bill or other documentation confirming your current address)