MM Credit Review

MM Credit Review
(Product Review)

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Updated 23 Feb 2026

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Glossary

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Useful Resources

23 Feb 2026
|

Fact-checked

Disclosure

Glossary

Useful Resources

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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MM Credit Product Review

MM Credit Pte Ltd is a licensed moneylender in Singapore, offering a range of financial solutions tailored to individual needs. With MM Credit, one is assured of easy access to cash, often in 30 minutes from the time of approval. MM Credit Pte Ltd is recognized as a reputable licensed moneylender, adhering strictly to the regulations set by Singapore’s Ministry of Law. They have emerged as a trusted financial partner to many residents and foreigners in Singapore due to their responsible lending and customer satisfaction.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Wednesday, July 29th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.48%


Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
More Filters
3%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,004.62
3.92%
4.5  
$1,060.58
3.92%
4.9  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
4.9  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
4.4  
$1,060.58
3.92%
4.9  
$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 29 2026.

MM Credit Application Requirements

To apply for a loan with MM Credit Pte Ltd, applicants must meet the following criteria:

For Singaporeans / Permanent Residents:

  • Must be employed full-time.
  • Must be 21 years old or above.

For Foreigners:

  • Must be employed full-time and working in Singapore.
  • Must be 21 years old or above.
  • Must hold a valid E-Pass or S-Pass.

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
    complete. Our advanced technology and expert loan specialists work together to match you with suitable options
    on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
    details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional
    information is required. Once we’ve verified your details, we’ll begin the process of matching you with
    appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to
    discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
    that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
    document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
    bank transfer.

MM Credit Highlights

  • Fast Loan Approvals

    Applications are processed quickly, with most approvals taking less than 30 minutes.

  • Competitive Interest Rates

    The interest rates range from 2% to 3.92% per month, making the loans affordable.

  • Diverse loan options

    Offers a variety of loans, from personal and payday to foreigner and private property loans.

  • Flexible Repayment Terms

    Personalized payment plans according to one’s financial condition.

  • Transparent and Smooth Process

    Committed to clear terms and a seamless application experience.

Frequently Asked Questions

What types of loans does MM Credit Pte Ltd. provide?

They provide personal loans, payday loans, foreigner loans and private property loans.

What is the interest rate charged by MM Credit?

Interest rates start from 2% to 3.92% monthly, within the rules imposed by the Ministry of Law.

How soon can I get my loan?

Loan applications are usually approved within 30 minutes and the disbursal is also done without much delay, mostly the same day.

What are the documents that one needs to present along with the application?

Applicants need to submit their NRIC or Passport, proof of residence and proof of income such as the latest pay slip, CPF contribution or Notice of Assessment.

Is MM Credit Pte Ltd licensed money lender?

Yes, MM Credit Pte. Ltd. is a Licensed Money Lender and comes under the purview of the Ministry of Law, Singapore.