MM Credit Review

MM Credit Review
(Product Review)

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Updated 23 Feb 2026

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Glossary

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Useful Resources

23 Feb 2026
|

Fact-checked

Disclosure

Glossary

Useful Resources

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Processing Fee

    Up to 6x

    Monthly Income

    $288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    Monthly Repayment

    Apply Now

    MM Credit Product Review

    MM Credit Pte Ltd is a licensed moneylender in Singapore, offering a range of financial solutions tailored to individual needs. With MM Credit, one is assured of easy access to cash, often in 30 minutes from the time of approval. MM Credit Pte Ltd is recognized as a reputable licensed moneylender, adhering strictly to the regulations set by Singapore’s Ministry of Law. They have emerged as a trusted financial partner to many residents and foreigners in Singapore due to their responsible lending and customer satisfaction.

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Saturday, March 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.84%


    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    List of Nearby Licensed Moneylenders

    Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    More Filters
    101 Credit
    Address
    3.92%
    4.9  
    $1,060.58
    Advance Cash Credit
    Address
    3%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,004.62
    SKM Credit
    Address
    3.92%
    4.4  
    $1,060.58
    GS Credit
    Address
    3.92%
    4.9  
    $1,060.58
    Majestic Credit
    Address
    3.92%
    4.5  
    $1,060.58
    Prosper Credit
    Address
    3.92%
    5.0  
    $1,060.58
    Capital Funds Investments
    Address
    3.92%
    4.9  
    $1,060.58
    1133 Moneylenders
    Address
    3.92%
    5.0  
    $1,060.58

    All lenders verified against Ministry of Law registry. Last updated: March 14 2026.

    MM Credit Application Requirements

    To apply for a loan with MM Credit Pte Ltd, applicants must meet the following criteria:

    For Singaporeans / Permanent Residents:

    • Must be employed full-time.
    • Must be 21 years old or above.

    For Foreigners:

    • Must be employed full-time and working in Singapore.
    • Must be 21 years old or above.
    • Must hold a valid E-Pass or S-Pass.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
      complete. Our advanced technology and expert loan specialists work together to match you with suitable options
      on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
      details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional
      information is required. Once we’ve verified your details, we’ll begin the process of matching you with
      appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to
      discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
      that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
      document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
      bank transfer.

    MM Credit Highlights

    • Fast Loan Approvals

      Applications are processed quickly, with most approvals taking less than 30 minutes.

    • Competitive Interest Rates

      The interest rates range from 2% to 3.92% per month, making the loans affordable.

    • Diverse loan options

      Offers a variety of loans, from personal and payday to foreigner and private property loans.

    • Flexible Repayment Terms

      Personalized payment plans according to one’s financial condition.

    • Transparent and Smooth Process

      Committed to clear terms and a seamless application experience.

    Frequently Asked Questions

    What types of loans does MM Credit Pte Ltd. provide?

    They provide personal loans, payday loans, foreigner loans and private property loans.

    What is the interest rate charged by MM Credit?

    Interest rates start from 2% to 3.92% monthly, within the rules imposed by the Ministry of Law.

    How soon can I get my loan?

    Loan applications are usually approved within 30 minutes and the disbursal is also done without much delay, mostly the same day.

    What are the documents that one needs to present along with the application?

    Applicants need to submit their NRIC or Passport, proof of residence and proof of income such as the latest pay slip, CPF contribution or Notice of Assessment.

    Is MM Credit Pte Ltd licensed money lender?

    Yes, MM Credit Pte. Ltd. is a Licensed Money Lender and comes under the purview of the Ministry of Law, Singapore.