Cash Mart Review

Cash Mart Review
(Product Review)

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Cash Mart Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Cash Mart is a licensed moneylender in Singapore that provides various financial solutions catering to personal loans, payday loans and business loans. It has been noted for its fast approval rate and transparency in all its lending practices. In this regard, Cash Mart helps individuals and businesses meet their financial needs most efficiently and in the fastest way possible. Whether it be emergency management, funding of business operations or debt consolidation, Cash Mart gives personalized loan solutions with flexible repayment options.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    KST Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    JR Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.0  
    $1,060.58
    1 Cash
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Sands Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    JNB Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    SU Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    UK Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    118 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Cash Mart Application Requirements

    Eligibility Criteria:

    • Eligibility Criteria
    • Loan applicant must be aged 21 years and above
    • Singapore Citizen or Permanent Resident
    • In employment

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
      complete. Our advanced technology and expert loan specialists work together to match you with suitable options
      on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
      details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional
      information is required. Once we’ve verified your details, we’ll begin the process of matching you with
      appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to
      discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
      that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
      document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
      bank transfer.

    CashMart Highlights

    • Quick Loan Approvals

      Funds are disbursed quickly, often within the same day of application.

    • Wide Range of Loan Products

      Options for personal, payday and business loans to meet various financial needs.

    • Flexible Repayment Terms

      Customizable repayment schedules designed to fit your budget.

    • Reliable and Transparent Services

      No hidden fees or surprises; all terms are explained upfront.

    • Established Credibility

      With over five decades of experience, Cash Mart is a proven leader in the lending industry.

    Frequently Asked Questions

    How much can I borrow?

    Loan amounts are based on your income, credit history and loan type.

    How quickly can I get approved?

    Loan applications are typically processed and approved within hours of submission.

    What documents do foreigners need?

    Foreigners must provide their passport, valid Work Pass, proof of residence and recent payslips.

    Can I apply online?

    Yes, Cash Mart offers an easy-to-use online application process for added convenience.