Hup Hoe Credit Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies

Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Product Review

Hup Hoe Credit is a licensed moneylender in Singapore dedicated to providing accessible and reliable financial solutions. With a commitment to professionalism and customer satisfaction, they offer a streamlined and transparent loan application process. Whether you need personal loans, payday loans, cash loans or business loans, Hup Hoe Credit ensures fast approvals, flexible repayment terms and competitive interest rates.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Saturday, March 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.84%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

OT Credit

Address

3.92%

4.9  

$1,060.58

Credit 21

Address

3.92%

4.8  

$1,060.58

1st Capital

Address

3.92%

4.7  

$1,060.58

Crawfort

Address

3.92%

4.8  

$1,060.58

JR Credit

Address

3.92%

4.0  

$1,060.58

BST Credit

Address

3.92%

4.9  

$1,060.58

Valuemax

Address

3.92%

4.6  

$1,060.58

Magnus Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

4.8  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: March 14 2026.

Their customer-centric approach makes borrowing hassle-free. From emergency expenses to business expansions, their tailored loan solutions cater to various financial needs, ensuring a secure and efficient borrowing experience. Hup Hoe Credit is fully licensed and regulated under Singapore’s Ministry of Law, ensuring compliance with legal lending standards.

Hup Hoe Credit Application Requirements

To apply for a loan with Hup Hoe Credit, applicants must meet the following criteria:
Eligibility Criteria:

• Be at least 18 years old.
• – Be a Singapore Citizen, Permanent Resident or a foreigner with a valid employment pass.

Documents Required:
For Singapore Citizens and Permanent Residents:

• NRIC
• Latest 3 months’ payslips
• CPF Contribution Statements and Notice of Assessment
• Proof of residence (e.g., utility bill, phone bill or official letter addressed to applicant)

For Foreigners:

• Valid Work Pass (E-Pass, S-Pass, or Work Permit)
• Passport
• Latest 3 months’ payslips
• Employment letter from the company
• Tenancy agreement or proof of residence
• Bank statements showing salary credits