Majestic Credit Review
(Product Review)

3.92%

Monthly Interest Rate

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Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Product Review

Majestic Credit is a licensed moneylender based in Singapore, offering a wide range of financial solutions tailored to meet various personal and business needs. Whether you’re facing an unexpected financial emergency, planning to expand your business or need assistance with debt consolidation, Majestic Credit promises reliable and fast loan services. Their transparent terms and competitive interest rates make them a trusted choice for those looking for accessible financial assistance. With a strong foundation built on integrity, customer focus and innovative solutions, Majestic Credit has become a go-to option for many in Singapore.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

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Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

Credit Culture

Address

3.92%

4.6  

$1,060.58

JD Credit

Address

3.92%

5.0  

$1,060.58

Sands Credit

Address

3.92%

4.6  

$1,060.58

1 Cash

Address

3.92%

5.0  

$1,060.58

1 Fullerton Credit

Address

3.92%

5.0  

$1,060.58

1 2 Lend

Address

3.92%

5.0  

$1,060.58

SG Credit

Address

3.92%

4.0  

$1,060.58

Quickloan

Address

3.92%

4.9  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

Majestic Credit Application Requirements

To apply for a loan with Majestic Credit, applicants must meet the following criteria:

Eligibility Criteria:

• Must be at least 21 years old.
• Must be a Singapore Citizen or Permanent Resident.
• Must not be an undischarged bankrupt.

Documents Required
For Singapore Citizens and Permanent Residents:

• NRIC (Identity Card)
• Proof of income (CPF Statement / Notice of Assessment / Computerized Payslips)

For Foreign Workers:

• Valid work pass (S-Pass, E-Pass or work permit)
• Passport
• Latest payslips
• Proof of address (e.g., tenancy agreement, utility bill)