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Credit Assist Review

Credit Assist Review
(Product Review)

By Trinh Thanh Credit Assist Review

Updated January 15, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 15th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

    Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Credit Assist is a licensed moneylender in Singapore committed to providing accessible and hassle-free financial solutions for individuals and businesses. Whether you need urgent financial support or aim to consolidate debts, Credit Assist offers a variety of loan products suited to your situation. The company provides quick approvals with competitive interest rates while maintaining a customer-first approach that makes it a trusted choice for borrowers seeking flexible financing options.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Prosper Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Platinum Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    JD Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    KST Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    I Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    RM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Quick Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    JNB Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    96BM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    118 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 15 January 2026

    Credit Assist Application Requirements

    To apply for a loan with Credit Assist, you must meet specific eligibility criteria and provide the necessary documents.

    Eligibility Requirements:

    • Must be at least 18 years old
    • Singapore Citizen, Permanent Resident or foreigner with valid work documentation
    • Must have a stable source of income

    Required Documents:
    For Singapore Citizens & Permanent Residents:

    • NRIC (National Registration Identity Card)
    • Latest 3 months’ payslips
    • CPF contribution statement or Income Tax Notice of Assessment

    For Foreigners:

    • Valid passport & work pass (Employment Pass, S-Pass or Work Permit)
    • Proof of residence (tenancy agreement, utility bills or bank statements)
    • Latest 3 months’ payslips & employment contract

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Credit Assist Highlights

    • Fast Loan Approval

      Quick processing with approval completed within hours.

    • Flexible Loan Options

      Personal loans, payday loans, foreigner loans, debt consolidation.

    • Competitive Interest Rates

      Transparent pricing with no hidden fees.

    • Licensed & Regulated

      Fully compliant with the Ministry of Law regulations.

    • Customer-Centric Approach

      Dedicated service that provides tailored financial solutions.

    Frequently Asked Questions

    Is Credit Assist a licensed moneylender?

    Yes, Credit Assist is a legally registered moneylender operating under Singapore’s Ministry of Law regulations.

    How long does loan approval take?

    Loan approvals are typically processed within a few hours, ensuring quick access to funds.

    What is the maximum amount I can borrow?

    For secured loans, there is no limit. For unsecured loans, the maximum amount depends on your income level as per Singapore’s moneylending regulations.

    Can I repay my loan early without penalties?

    Yes, Credit Assist allows early repayments without additional penalties, helping you save on interest costs.

    Can foreigners apply for a loan at Credit Assist?

    Yes, foreigners residing in Singapore with valid work passes can apply for loans, provided they meet the income and documentation requirements.

    External Reviews

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