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Apply Now1st Capital is a licensed money lender in Singapore, offering fast and flexible loan options for personal and business needs. Whether you need urgent cash for personal expenses or funds to support your business growth, 1st Capital ensures a smooth application process with quick approval times and competitive interest rates starting from 1% per month. With a customer-centric approach and flexible repayment plans, 1st Capital makes borrowing easier and more accessible for all income levels. Their transparent service ensures no hidden charges, making it one of the most trusted money lenders in Singapore.
Today’s moneylender interest rate trends in Singapore – As of Saturday, March 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.84%
Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.
All lenders verified against Ministry of Law registry. Last updated: March 14 2026.
With a customer-centric approach and flexible repayment plans, 1st Capital makes borrowing easier and more accessible for all income levels. Their transparent service ensures no hidden charges, making it one of the most trusted money lenders in Singapore.
To apply for a loan with 1st Capital, applicants must meet the following criteria:
Eligibility Criteria:
Documents Required:
For Singapore Citizens and Permanent Residents:
For Foreign Workers:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Quick response time, with approval within 1 hour on working days.
Personal, business and foreigner loans available with flexible repayment plans.
Low interest rates starting from 1% per month with no hidden charges.
Fully licensed by the Registry of Moneylenders (License 4/2020).
Clear repayment terms, ensuring no hidden fees.
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